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Refurbishing for Opticians


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Unsecured Loans

  • 1 to 60 months
  • Borrow up to £250,000
  • Rates from 4.9%
  • Straightforward monthly repayments

Secured Loans

  • Fixed repayments
  • Flexible repayment terms
  • Rates from 2% above base rate
  • Larger sums available

Asset Finance

  • Provide equipment
  • Hire purchase from 6%
  • Lease with no upfront costs
  • Cover all types of assets

Talk to Rangewell – the business finance experts

At Rangewell, we help professionals across the country find the financial answers they need - including answers for refurbishment.

An opticians' consulting room and retail area must be clean, stylish and well-equipped. We can find the most cost-effective way to  fund refurbishments.

Providing fresh, modern surroundings for your customers, and bringing in the latest equipment, can be a major expense for your practice - but it can be essential to bring in and retain your customers.

What’s more, it's not just the equipment in your consulting room. Your frame display and fitting area need the highest standards of lighting and equipment light smart mirrors.

You can’t afford to cut costs. You need to compete with the large franchises - and they are setting the bar very high. At Rangewell, we can help you find solutions for refurbishment, using our contacts across the entire UK lending industry to provide the most cost-effective answers for your particular needs.

Work with the best equipment

Your opticians' practice must have the latest technical equipment. Your consulting room needs the latest diagnostic devices, while your showroom area needs stylish contemporary displays and lighting.

Asset Finance can be the most effective way to provide the equipment you need.

Borrowing to fund your refurbishment

A business loan could provide solutions for many types of refurbishment work, from simple redecoration to major conversions and the construction of extensions, increasing your display area, or providing facilities for additional ophthalmologists.

Secured Loans can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay.

Unsecured business loans are suitable for smaller sums, up to £250,000, but often far less. The loan is repaid in monthly or quarterly instalments over an agreed term under 5 years. Decisions can be fast, inside a working day with some lenders, but you will need to provide a personal guarantee meaning that you will become personally liable for the debt if your business was unable to pay.

“I had taken over a long-established business. There was a long customer list, but I needed to bring in new patients if the business was going to have a real future.

I started with bringing in the latest equipment in my consulting room. This ensured I could give the level of care I wanted, but it did very little for the sales figures. I realised that I would have to refurbish the entire business. A complete redecoration and a new shopfront were going to be a big investment, but they were essential if people were going to come to me, rather than one of the big chains down the road.

I found a shopfitting business which specialised in opticians. They were not cheap, but they understood the challenges involved, the standards I needed and how to give a contemporary look. I was happy to go with them - but I needed help to fund the work.

Rangewell had solutions which made it possible to borrow the money, and tailor repayments to my practice.”


  • Find a lender to provide funding to update premises

  • Help arrange Asset Finance to re-equip a consulting room

  • Help arrange a Secured Loan to extend premises

  • Find the most effective source of funding to allow an ophthamologist to overhaul her entire property

The finance you need for your practice

As a professional with your own practice and shop, you may be in a very good position to raise the finance you need when you are ready to consider refurbishment - but you may need help to get the most competitive solutions for your needs.

At Rangewell, we will work with you to understand your business plans and use our expertise to help find the funding that meets your needs. We can find the most competitive rates for all types of finance, including Professional Loans, Unsecured and Secured Loans, Invoice Finance, Asset Finance, Merchant Cash Advance, Commercial Mortgages, loans for opticians to grow their practice, Jigsaw Finance for opticians more.

To find out more about finance for opticians simply call us. Our experts are ready to help. You can also get additional support from the Opticians' Directory - from sales and acquisitions for opticians to equipment suppliers.

Style is important to customers. Providing stylish retail areas is part of running a successful business.
I needed to update our decor, extend the showroom and re-equip my consulting room. Rangewell made it simple.
Converting a store room for a junior partner meant some big costs - but worth it.

Discover your range of finance. Every type of finance for every type of business.

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Find Funding

Helping you build your profits

Funding tailored to your needs

Funding can be drawn together from several sources and tailored to your needs.

Funding that recognises your status

As a professional practice owner, you may be able to enjoy preferential rates for borrowing.

Simple and fast unsecured loans

Unsecured Loans can be arranged quickly - there is no need to put your assets or possessions at risk.

Ensuring you have the equipment you need

Asset Finance can help you ensure you can equip your new practice to the standards you want, and spread the cost.

Early repayment options

Some loan providers will accept early repayments, reducing the total cost of your borrowing.

Cutting borrowing costs

At Rangewell we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

Download Rangewell’s free and detailed guide to business lending

Rangewell Ebook - Download Rangewell’s free and detailed guide to business lending
  • What kinds of business funding are available and which lenders are experienced at providing finance to the opticians sector?

  • How can they provide extra funds for you - without reducing funds available for your business?
  • Why you must find the right lender to cut costs
  • The downsides of borrowing
  • Guarantees and security
  • How important is it to choose a lender that is authorised and regulated by the financial conduct authority?

  • Find business finance packages for any purpose for optician practices, including to help with cash flow, working capital finance, premises funding or even equipment finance

  • Is business finance limited to companies based in the UK only?

  • Will it be hard work to apply for finance? What paperwork you will need to submit with your application

  • Key financial terms explained, such as credit lines, Asset Finance, Merchant Cash Advance and terms. 

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An additional commitment

Borrowing may be a long-term commitment, with ongoing monthly repayments which will affect your cashflow.

You may need to repay

If you sell your business, you may need to repay your borrowing.

Borrowing may be a personal liability

Lending will be secured on your practice, but you may be personally responsible for repayment with some types of loan.

Our service is...


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.
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