Asset Finance for your Equipment: Spread the cost of the things you need

Get all the new equipment you need working for your business – without having to pay upfront

Speak to one of our experts020 4525 5312

Funding options


Hire Purchase

  • Terms from 6 to 72 months
  • No Maximum value
  • Annual rates from 6%
  • We can almost always undercut so called "0% finance" deals from suppliers

Leasing and contract hire

  • Reduce monthly outgoings
  • Adverse Credit – no problem
  • Assets generate cash - paying for themselves
  • No cash upfront


  • Funds for any type of equipment
  • Up to 100% funding
  • Lease any type of asset
  • No capital requirement

Talk to Rangewell – the business finance experts

We search the entire market for the lenders with the most competitive asset funding solutions - to help your business pay less for the equipment your need

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

Your business needs a huge range of assets and equipment simply to work.

Vehicles, tools, IT and equipment of all kinds from right down to your chair and a desk are essential. But this presents a problem, particularly in the early stages of your business.

Buying all the assets you need for cash means a major capital investment. When it’s a big item, like a van or a machine tool, most firms don’t have the funds available. Asset Finance can provide the solution.

Asset Finance covers a number of funding arrangements, all of which let you spread the cost of the things you need. It includes ways to buy equipment outright or lease it. It can be simple to arrange - but you need help to be sure you are getting the most appropriate deal for your business.

Why you need Rangewell to set up Asset Finance that’s right for you

Asset Finance can let you spread the cost of all kinds of business equipment from a toolkit to an entire factory and from a car to a bulldozer. It can cover manufacturing equipment finance, medical equipment, a kitchen for a chip shop or an aircraft. Naturally, this range means there are many different types of Asset Finance and many different providers. Not all providers work in every sector, and terms and rates can vary widely.

At Rangewell, our team includes Asset Finance experts. They can help you find the right kind of finance arrangement, the lenders who work in your sector, and the most competitive deals. By searching across the entire market, we can often find asset finance plans which actually undercut the 0% finance offers provided by vehicle and equipment dealers.

Asset Finance is essential to spread the cost of the equipment you need. Our expertise is essential to get the Asset Finance that’s right for your business.

There are several types of Asset Finance that can help:

Hire Purchase – spreading the cost of buying

Hire Purchase is a simple way to spread the cost of buying an asset.

You pay a deposit plus fixed monthly instalments for the agreed term, which generally lasts between 12 and 72 months. The assets become your property as soon as the final payment is made. This can make HP the solution for durable items you want to keep, such as catering equipment and heavy machinery and for key business items such as a dentist’s chair or a tractor.

Operating Leases

Operating Leases work like a rental agreement in that you pay a monthly rental charge to use the asset.

Maintenance, repairs, and registration can be the responsibility of the leasing company. Operating Leases can be ideal for technical equipment with a limited life that you do not wish to own outright. Some types of medical and scientific instruments which may become obsolete may be suitable for an Operating Lease, as it can allow them to be easily replaced.

Finance Leases

Finance Leases also let you borrow equipment for a set time, but maintenance, repairs and running costs will become your responsibility.

Finance Leases are common with larger assets such as complete factory plant installations. If you want to set up a complete a production line, for example, a finance lease could provide the scale of funding required.

Contract Hire

Contract Hire is often used for business cars, vans and lorries.  

Payments can be reduced, as they are calculated on the purchase value less the estimated residual value of the vehicle at the end of the agreement. This type of finance can be suitable for many kinds of vehicle - including truck finance and vehicle finance - from prestige cars to HGVs and even aircraft.

At Rangewell, we help businesses of all kinds with all kinds of finance options - agricultural (finance options for farm equipment), transport, construction, manufacturing, scientific and medical - find Asset Finance solutions.

When you call us, we can explain more about all the different Asset Finance options - even including finance for soft assets and intangible asset finance - helping you see which is the right choice for your business for both today and the future.

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Preserve your working capital
    Avoid capital investment whilst getting to the tools, equipment and machinery your business needs.
  • What is suitable for asset finance?
    Vehicles, plant and machinery, IT and office equipment, medical, dental and veterinary equipment, hotel and restaurant equipment – whatever asset your business needs.
  • Monthly payments to fit your budget
    Your term and monthly payments can be planned to fit with your turnover. Plus, you can often arrange a funding solution to fit in with your accounting and tax needs.
  • Scaled for your business
    Finance can be arranged for assets and equipment at all levels, from that costing hundreds of pounds to millions. Whatever the scale of your business there is an asset finance solution to fit it.
  • Fixed payments
    Payments are usually fixed for the term of the arrangement, letting you budget ahead in confidence.
  • Reduce risk to your business
    If your business hits problems and you can’t keep up the repayments, the lender can recover their costs by taking the equipment. No other assets are at risk.

Download Rangewell’s independent and detailed "step by step" guide to Asset Finance

What is Asset Finance - and how it gives you a business advantage
What are the types of Asset Finance - which do you need?
Why not all providers are equal - finding the one that’s right for you
How we can help you pay less than 0%
The downsides to Asset Finance - and how to avoid them
How to arrange Asset Finance - What paperwork do you need?
Key terms explained

Can Asset Finance solutions help me with cash flow or working capital?

Find out about the range of asset finance options available to businesses, including Hire Purchase, operating leases and finance leases

What business assets qualify for second-hand or new asset finance?

Can I get long-term lease agreements from a leasing company?

How can Asset Finance options help me with purchasing second-hand goods or buying a second-hand vehicle?

Do I need to present my business plan or balance sheet to qualify for an equipment finance agreement?

Can asset finance providers help with a range of funding for businesses of all sizes - including vehicles and equipment, or even existing assets? 

Does the suitability of leasing agreements depend on the types of asset you're looking to lease?

How does Asset Finance differ from traditional bank loans?

Can I spread the cost over time with a Hire Purchase agreement?

Is it important to choose a lender who is authorised and regulated by the Financial Conduct Authority?

What is Contract Hire?  

What are my funding options business loan for borrowing money in the short term?

Download our free resource for entrepreneurs and business owners looking to acquire equipment and vehicles using business finance

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You may need a specialist lenderNot all providers serve all business sectors. You may need a specialist in your area to provide the funding you need.
Your fleet could be at risk if your business hits problemsIf you are unable to keep up repayments on a hire purchase or lease agreement, your fleet – a key business asset - could be at risk.
Long-term commitmentIt may not be practical to pull out of a lease arrangement once set up. This could be a problem if your business grows and your equipment is no longer adequate, or if technology moves forward.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.