Growth Capital Finance: Supporting your ambitious plans for expansion
Finance scaled for growth, acquisition and entering new markets - that lets you stay in full control of your business.Speak to one of our experts020 3318 2613
individual investment n your business
- Private capital investment
- No Maximum funding
- Flexible arrangements
- Suitable for businesses with up to £25 million turnover
Large scale funding
- £5 million - no maximum
- Up to five year terms
- Interest paid quarterly
- Capital is rolled up to the end of the term
Keeping you in control
- Security provided as second tier debt
- Versatile - funds may be used for any purpose
- No dilution of equity
- Individual arrangements
Talk to Rangewell – the business finance experts
We can help you find private equity investors who can share your business goals and support your growth.
At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.
Your business needs to grow to succeed, and to deliver the kinds of returns you want.
There are many ways to create that growth. You could develop and expand to offer additional products and services, for example, or serve a wider geographical area, or work with a broader customer demographic.
You might want to buy out a supplier, or even a competitor. You might want to set up a production line, a warehouse, or a branch office. You may want to develop a new product, or acquire intellectual property that you could leverage.
As an entrepreneur, you will probably have plenty of ideas of your own which will let you grow your business. But whatever route you take, you’ll probably need external funding.
Why you need finance to grow
Whatever the size of your business now, if you need to use your profits to invest in growth, that growth could take a very long time.
If you need to build up a reserve of cash before you can grow, you may simply not have the funds available to seize growth opportunities as they come along.
However, finding external funding at the level required will also bring challenges.
Equity investment can provide the necessary levels of finance, but may mean that you no longer are the sole owner of the business, and you may no longer have full control.
One solution can be Growth Capital funding. This is finance on a large enough scale to support your growth plans - but based on borrowing, which means you won’t have to sacrifice control or equity in your business.
Solutions are available for virtually any size of business.
How Growth Capital funding works
Growth Capital funding is a type of private equity investment, structured as a minority investment. It is aimed at companies that are looking for capital to expand or restructure, enter new markets or finance an acquisition without a change in control of the business.
Whatever stage your business has reached currently, it could help you take it further, without giving away control or significant equity. You can use the funds in any way you need to achieve your growth plans, whether they involve expansion, acquisition or new product development.
Growth Capital Loans are technically Mezzanine Loans and can work alongside additional senior debt facilities.
- They can provide sums of £5 million or more for terms of up to five years.
- Interest is paid quarterly, although with some lenders some, or all, may be rolled up and capitalised.
- Capital is repaid at the end of the term or refinanced.
- Security is provided as a second tier debt
Growth Capital funding must be arranged on a bespoke basis. It may be suitable for growing businesses with an annual turnover of up to £25 million and a minimum three-year trading history. A pattern of growth in sales and profits and a strong management team are all desirable.
Why you need Rangewell to arrange Growth Capital funding
Growth Capital Loans are a sophisticated financial solution, and may only be available from a small number of specialist finance houses.
These providers will all have their own requirements, preferred sectors and approach.
At Rangewell, we know the lenders who could offer Growth Capital funding, and who might be the most suitable to approach for your particular needs. We can introduce you and your business to our contacts, and discuss how to structure your application to stand the best chance of securing the funding you need.
Our expertise works for you. We can work with you to discuss your objectives, and help you find answers scaled to fit your business, your turnover and your ambitions.
Why you should call us
Growth Capital is a complicated financial arrangement, and can only be considered as part of a broader business plan. Whether you need specialised finance for scale ups, or alternative finance solutions, such as growth equity financing, Mezzanine Finance, private equity for management buyins or even private equity for management buyouts, Rangewell has you covered.
Understanding the requirements of providers may be essential to integrate Growth Capital lending into your business planning. It may be valuable to discuss its potential and its implications before you develop your vision for growth.
At Rangewell, our experts are ready to work with you to understand your needs and explain the possibilities before you finalise your plans - and to help you secure the funding you need.
REAL EXAMPLES OF WHAT WE CAN DO
Find a financial provider to help a regional retailer grow into a national brand
Source funds to support a small volume manufacturer acquire a major new production facility
Set up funding for a family business that allowed it to triple its turnover in 18 months
Find a small distribution company funding to acquire a competitor and become a major player
Helped secure funding to let a small electronics company become a leader in its sector
What growing businesses say about finance...
Discover our range of finances
Every type of finance for every type of business
Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.
Helping you build your profits
Large-scale, versatile fundingGrowth Capital funding can provide funding of £5 million or more, large enough to answer your most ambitious growth plans.
Retain control of your businessGrowth Capital is debt finance, which means you won’t have to sacrifice control or surrender significant equity in your business.
Simpler than Equity financeIf your business is accepted for Growth Capital funding, the due diligence process is quicker and less expensive than that required for equity funding.
Tailored to your businessGrowth Capital funding arrangements are flexible and arranged on an individual basis. They can be structured to support your business.
Funding that grows with your businessCash advances and invoice financing can automatically keep pace with the growth of your business.
Support and expertiseGrowth Capital providers may be able to offer additional support for your business in terms of expertise and business contacts.
Download Rangewell's independent and detailed "step by step" guide to Growth Finance
How does Growth Finance work?
How to pick the right provider
The downsides of borrowing for growth
The application process
Is your business ready?
Key terms to check
How are growth capital loans different to growth equity finance?
Is it important to to choose a lender who is regulated by the financial conduct authority?
Do I need a management team, business plan or to have my office registered in England?
How can Growth Capital Finance help with cash flow and accelerate growth in my business?
Is Growth Finance suitable for any business growth or just for businesses with high growth potential?
Which lenders can provide Growth Capital finance?
Is Growth Finance more suited to relatively mature companies or start-ups?
Capital investments, private equity investor, private equity investment, growth capital finance and more financial terms explained.
Do I need to provide company numbers, revenue and profit statements or a registered trademark to lenders in order to provide growth capital finance?
Can debt financing help me with my working capital?
Download your Rangewell Business e-Book
Available in ePub, mobi and .pdf format
Growth Capital Funding is a loan, but some providers will seek equity involvement which could result in the loss of control of your business if things do not go to plan.
If you have a clear route for growth mapped out, borrowing could help accelerate your progress. But, if your growth plans cannot be realised, it could land you with a large financial burden.
There are several providers, but some will only be able to offer competitive deals to businesses in certain sectors. Rangewell can help find those who specialise in your area.