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If you are looking for inventory finance or inventory loans you need to be talking to experts who are speaking to lenders on a regular basis and have up to date knowledge of the market.
Financing inventory is not a simple process and there are only a limited number of inventory financing companies currently operating in the UK.
You need a partner who can help you understand how Inventory Finance works, its benefits and limitations and work with you to navigate:
You may have hundreds of thousands of pounds worth of stock standing idle, and this can become a problem. The money tied up in your stock is not available to run improve and grow your business. In fact, one of the biggest assets in your business could be your inventory - especially if you work with high-value items such as electronics or luxury goods.
Inventory Financing could let your business release the value you have already invested in your inventory to raise money, by using it as security for a revolving line of credit.
You could use this line of credit in any way you wish. It can be ideal to simply buy in additional inventory, ensuring you have the stock you need. You can use it to fund production, to deal with an unexpected expense or to help your business work through seasonal fluctuations in cash flow.
If you're looking to find out more about lines of credit speak to Rangwell today! We can give you an overview of your projected loan payment. Just have your cash flow statements on hand so we can get a good overview of the current financial standing of your business.
A way to tackle those unpaid invoices and is through inventory financing, so if you're looking to balance out the balance sheet? Inventory financing is a type of business loan based on your stock inventory's value. The lender will provide a loan for a percentage of your inventory value. The inventory itself will serve as collateral for the loan.
In most cases, business owners will use inventory financing to purchase new inventory, but it can also be used for many other business expenses too, including:
Speak to a financing company like Rangewell. We can talk to you about the monthly payment, how inventory level and invoice factoring works. We can provide a solution to ease the stress of those outstanding invoices through a challenging time.
Inventory Financing, or Inventory Lending, is a type of Asset-based Lending that is a short-term loan, secured by the inventory you already hold.
As the inventory is sold to customers, the loan is gradually paid off. When you buy in new inventory the cycle can start all over again.
So, if you are a retailer, inventory finance can help you keep your shelves full. If you are a wholesaler, you can keep your warehouse stocked and ready with all the lines your customers need.
You have more to sell, without having to pay upfront.
To find out more about how you can get money for inventory, speak to Rangewell today!
Inventory Finance can be an appropriate solution for many businesses, but with some providers, costs and fees may be high.
Finding an arrangement that suits your business and your financial circumstances, and offers the level of funding you need may require expert help.
At Rangewell we can work with you to look at your financial needs, and help you decide if an Inventory Finance solution really does offer the most appropriate solution for your business. Then we can help you find the lenders who are most suitable for your particular business sector, and who can provide the level of funding you need at the most competitive rate.
If you're looking for an inventory financing loan, speak to Rangewell today. We can find a type of financing to suit your needs. We'll discuss your funding options in detail and can offer you deals that traditional banks can't. The find out more about online business loans, get in touch now!
At Rangewell, we are experts in business funding. We will work with you to see if an Inventory Finance facility really is the best solution for your business and look at the alternatives, such as a business credit card, Purchase Order Finance or even more general small business loans if it's not. There may alternatives to inventory that may be a better option! Speak to Rangewell today to find a type of lending to suit your needs.
To see if Inventory Finance can provide the solution that you need just call us. If your business credit history shows that you have less than desirable credit scores, our inventory financing lender will work hard to find a deal that works for you.
Last update: 23 July 2023
Have a question?
Inventory Financing, or Inventory Lending, is a type of Asset-based Lending that is a short-term loan, secured by the inventory you already hold.
As the inventory is sold to customers, the loan is gradually paid off. When you buy in new inventory the cycle can start all over again.
To find out about business financing and more about business inventory loan our team of experts are on hand to give you all the information you need!
Businesses most commonly use inventory lending with large inventory quantities, such as retailers, restaurants, and wholesalers.
Inventory Financing can be appropriate when your company has a high inventory turnover but is short of cash. It can provide a solution if:
Borrowing on the stock you already hold can be an astute way to smooth your cash flow, ensuring that you no longer need to sell the stock before you can access the value locked up in it.
The working capital is calculated as the difference between a business' current assets and current liabilities. Although inventory is classed as part of the existing or short-term assets, there is an expectation that the asset will be consumed and produce economic and profitable benefits within a year.
Rangewell works with a range of specialist inventory capital specialists. So if you're looking to find out more, get in touch today, and we can find a deal that works for you!
Inventory Financing is a line of credit, or short-term loan, made to a company so it can buy products to sell on. Those products, or inventory, serve as collateral for the loan if the business cannot repay the loan.
How does Inventory Financing work?
What level of funding does it provide, and what are the alternatives?
What are the costs?
How to pick the right provider
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