Terms & Conditions

1. Introduction

1.1. These Terms and Conditions apply between you, the User of this Website and Rangewell Limited, the owner and provider of this Website.

1.2. These Terms and Conditions (together with the documents referred to in it) explain the terms on which you may use our Website, available at https://rangewell.com, https://www.rangewell.com, https://rangewell.com or https://www.rangewell.com, whether as a registered User or guest. Use of our site includes accessing, browsing, or registering to use our site (where applicable). Please read these Terms and Conditions carefully before using our Website.

1.3. By using our Website, you accept, understand and agree to abide by the Terms and Conditions. If you do not accept the Terms and Conditions outlined on this page, please do not use our Website.

1.4. These Terms and Conditions refer to the following additional terms, which also apply to your use of our site:

Our Privacy and Cookie Policy at https://www.rangewell.com/privacy, which sets out: (i) the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate; and (ii) information about the cookies on our site.

2. Definitions and Interpretation

2.2. In these Terms and Conditions, the following terms shall have the following meanings:

2.2.1. “Data” means collectively all information that you submit to Rangewell Limited via our Website, emails and documents that you send to us, by filling in forms on our Website or by corresponding with us by phone, e-mail or otherwise with Rangewell employees and consultants. This includes information you provide when you register to use our Website, subscribe to our service, search for a product, enter loan requirements, participate in discussion boards or other social media functions on our Website, and when you report a problem with our Website. Please note that all telephone calls to and from Rangewell are recorded for compliance and audit purposes. This “Data” definition shall, where applicable, incorporate the definitions provided in the Data Protection Act 1998. You should be aware that we may share any such information with our lender panel and other third parties for the purposes of reviewing lending discussions or proposals as well as for compliance and review purposes.

2.2.2. “Rangewell Limited” means Rangewell Limited, a UK Limited company registered in England under company number 09362490, with a registered office address at 2 Union Square, Darlington DL1 1GL, United Kingdom and a trading address at 64 Clifton St, London, EC2A 4HB, United Kingdom. We are a limited company. Rangewell Limited can be contacted by telephone at 020 3318 2613 or by email at contact@rangewell.com.

2.2.3. “User” means any third party that accesses the Website and is not employed by Rangewell Limited and acting in the course of their employment. A User would include but not be limited to an Introducer, a Lender or a Business;

2.2.4. “Website” means the website that you are currently using (https://rangewell.com, https://www.rangewell.com, https://rangewell.com or https://www.rangewell.com) and any sub-domains of this site (e.g. subdomain.rangewell.com) unless expressly excluded by their own Terms and Conditions;

3. Scope of Terms and Conditions

3.1. These Terms and Conditions apply only to the actions of Rangewell Limited and Users with respect to this Website. It does not extend to any website that can be accessed from this Website.

4. Use Of Our Website

4.1. Our site is made available free of charge. You have permission for temporary use of our Website, but we can suspend, withdraw, discontinue or change our service at any time without telling you and without being legally responsible to you. Our lenders will not carry out any credit checks until you have given signed permission to do so but even at an early stage, when discussing your business case in general terms, it is important to build the confidence of lenders by providing as much information as clearly and completely as possible. For this reason, information that you provide to us via our website for the purposes of Rangewell helping you to find, compare and apply for business finance should be complete and accurate as we will use this information when discussing your case with our panel of Lenders. We will not be liable to you if for any reason our site is unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to our site.

4.2. You must treat all information, including but not limited to email addresses, passwords, user identification codes and other security and personally identifiable information as strictly confidential. You must not disclose it to any third party. If we think you have failed to keep confidentiality, we are allowed to disable and prevent your access to our Website. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us by telephone at 020 3318 2613 or by email at contact@rangewell.com.

4.3. If you allow anyone else to use or access our Website, you are responsible for ensuring that they read these Terms and Conditions and other applicable terms and conditions first, and that they accept, understand and agree to abide by them.

4.4. You can only use our Website as allowed by law and these Terms and Conditions. If you fail to abide by this, we are allowed to disable or prevent your access to our Website or suspend or limit your usage.

4.5. We frequently update our Website and make changes to it, but we do not have to do this, and material on our Website may be out-of-date, not free from errors or not suitable for your purposes.

4.6. The content on our Website is provided for general information only. No material on our Website is intended to contain advice, and you should not rely on it for any purpose. We exclude all legal responsibility and costs for reliance placed on our Website or any content displayed on it by anyone. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content of our site.

4.7. We have strict data security and privacy policies in place, which are described on our Privacy and Cookie Policy, which you can read at https://www.rangewell.com/privacy. By using our Website, you agree to the terms of our Privacy and Cookie Policy, to us handling this information and confirm that the data you provide is accurate, true, up-to-date and free from error.

5. Intellectual Property Rights

5.1. We are the owner or licensee of all intellectual property rights in our Website, including but not limited to the copyright and any rights in the designs, graphics, text, illustrations, video, audio, photographs and in any of the material posted on our Website, excluding material sourced from third-party service providers. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

5.2. You are allowed to print one copy and download extracts of any page on our Website for your personal reference, but not for commercial use without a license or written permission from us. You must not alter anything, or use any designs, graphics, text, illustrations, video, audio, photographs or any of the material posted on the Website separately from the text that goes with them. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged. Material displayed on our Website that has been sourced from third-party service providers is subject to the Terms and Conditions of the said service providers and is not within the scope of this clause.

5.3. If you breach this clause, your right to use our Website will cease immediately, and you must, at our option, destroy or return any copies of any designs, graphics, text, illustrations, video, audio, photographs or other material you have made, in printed or electronic form.

6. Our Legal Responsibility To You and Limitation of Our Liability

6.1. Although we make reasonable efforts to update the information on our Website, we make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete or up to date.

6.2. As far as legally possible, we exclude exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, our Website;

• use of or reliance on any content displayed on our Website;

• loss of profits, sales, business, or revenue;

• business interruption;

• loss of anticipated savings;

• loss of business opportunity, goodwill or reputation; or

• any indirect or consequential loss or damage

6.3. We do not exclude legal responsibility for death or personal injury owing to our negligence, or legal responsibility for fraud or fraudulent misrepresentation, or for anything else where exclusion is not allowed by the law.

6.4. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any content on it, or on any website linked to it.

6.5. We assume no responsibility for the content of websites linked on our Website. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

7. Uploading To Our Website

7.1. If you contact other Users of our Website via our Website or upload any type of material or Data to our Website, you must follow our Privacy and Cookie Policy, which you can read at https://www.rangewell.com/privacy. You agree to reimburse us for any costs or expenses we incur as a result of any breach of this term.

7.2. Any type of material that you upload to our Website or any communications that you initiate, engage in or upload to our Website will be regarded as non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us a perpetual, worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, distribute, prepare derivative works of, display, and perform that user generated content in connection with the service provided by the Website and across different media. This means that we can use, store, copy, distribute and show it to other people for any purpose. You agree that if anyone else claims to own the material, or says that it breaches their rights, we can provide them your identity as the User that uploaded the said material to our Website.

7.3. We will not be legally responsible to anybody for any material or the accuracy of material that you upload to our Website, and we can remove it at any time if we think it does not follow our Privacy and Cookie Policy or for any other reason.

7.4. The views expressed by other users on our Website do not represent our views and values.

8. Computer Offences

8.1. If you partake, support, encourage or are aware of anything which is a criminal offence under a law called the Computer Misuse Act 1990, your right to use our Website may be restricted, suspended or terminated from immediate effect. We are allowed to report you to the relevant authorities and give them your identity if deemed necessary.

8.2. Examples of computer misuse include introducing viruses, worms, Trojans and other technologically harmful or damaging material onto our Website, or engaging in unethical practices that would either directly impact or facilitate a negative impact on our Website or our company’s operations.

8.3. You, or any other User that you make our Website aware to, must not try to access our Website, server, source code, databases, intellectual property or operational procedures to initiate or help facilitate an ‘attack’ on our Website or engage in computer misuse, as outlined above.

8.4. We will not be legally responsible to you for any personal, financial or other damage incurred by you as either a direct or indirect result of computer misuse, including but not limited to viruses, worms, Trojans or other technologically harmful or damaging material, software, programs, tools or applications.

9. Links To Our Website

9.1. You are allowed to make a legal link to our Website’s homepage (including and limited to https://rangewell.com, https://www.rangewell.com, https://rangewell.com or https://www.rangewell.com) without our written permission, provided that you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. We are allowed to end this permission at any time without notice.

9.2. If you make a legal link to our Website’s homepage, you must not suggest that you are working in partnership with us, are associated with us or are related in any other way, unless we have agreed in writing to any of these relationships outside of these Terms and Conditions. In the latter case, you must receive written permission from us to express, either verbally or in writing, an existence of a partnership, association or relationship between ourselves and yourself.

9.3. You must not establish a link to our Website in any website that is not owned by you. Our Website must not be framed on any other site, nor may you create a link to any part of our Website other than the home page.

10. Links From Our Website

10.1. Links from our Website to other websites, documents or any third-party destination are only for informational purposes, and do not necessarily represent an existence of any form of endorsement, support, relationship or partnership.

10.2. We do not accept responsibility for other websites, documents or third-party destinations or for any personal, financial or other loss you suffer from accessing, using or engaging with them. In addition, we do not accept responsibility for any loss of income, profit, business, data, contracts, goodwill or savings from your use of any website, document or third-party destination that you visit as an indirect or direct result of a link on our Website. We have no control over the contents of those sites or resources.

11. Changes to these Terms and Conditions

11.1. Rangewell Limited reserves the right to change these Terms and Conditions as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on our Website and you are deemed to have accepted the terms of the Terms and Conditions on your first use of our Website following the alterations. By continuing to use our Website at any time after we have posted change(s) to these Terms and Conditions, you are confirming that you have accepted, understood and agreed to abide by the updated Terms and Conditions.

12. Applicable Law

12.1. These Terms and Conditions, their subject matter and their formation (and any non-contractual disputes or claims relating to them or the Website) are governed by English law. You and we both agree to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us

13.1. Rangewell Limited can be contacted by telephone at 020 3318 2613 or by email at contact@rangewell.com. Please refer to our contact page available at https://www.rangewell.com/contact for more information.