Development Exit Finance

Cutting costs and giving you the cash you need to get on to the next project

Speak to one of our experts020 4525 5312

Funding options


Replacement funding

  • Replace costly development funding
  • Short term large scale finance
  • Any scale of project
  • Funding may be arranged quickly

All types of development

  • Residential and commercial
  • Conversions
  • Ground-up newbuild
  • Refurbishments


  • Interest roll-up or repayment
  • Reduce finance costs with lower interest rates
  • Release equity from project
  • Support from Rangewell property experts

Talk to Rangewell – the business finance experts

Property development can mean high costs. Rangewell’s expertise can help you cut those costs throughout your project - and especially when it nears completion.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

Time is money in property development. Spend too much time trying to sell a project while you are on high rate finance and your profits can rapidly be whittled away.

Time is money in property development. Spend too much time trying to sell a project while you are on high rate finance - and your profits can rapidly be whittled away.

If your property project is completed and you’re reaching the end of a loan period, or are on a high rate, Development Exit Finance can help provide a solution.

It can replace your existing working funding with short-term finance that is more affordable - giving you more time to get the price you want for your completed project.

But why do you need a new kind of funding?

At Rangewell, we know that there are many solutions to provide Development Finance - the cash you need to buy land or property and to convert or refurbish that property to create a healthy profit. 

We help many builders and developers find the cash they need. For larger projects, a Property Development Loan may cover 50 – 60% of the site/property value and up to 100% of the development costs. Loan terms are flexible from 1 – 12 months and arrangements with no monthly interest payments may be available.

However, we also know that Development Finance must be carefully managed. It can be a great way of funding a project, but costs are high and there can be high penalty charges with some lenders if you over-run your initial agreed loan period. This can happen all too often if your project runs into problems, or if you can’t find a buyer for your project as quickly as you planned.

If you’re coming to the end of your agreed loan period and you haven’t been able to raise the repayment funds it could mean extra costs that eat into your profits. Even if you are not making monthly repayments, the cost of borrowing will still increase month by month.

Development Exit Finance could help you cover the costs of your existing lending at a more affordable rate, ensuring you can complete the job and sell the property when you are ready - and for the price it really deserves. 

Why Development Exit Finance costs less than Development Finance

Lenders that provide Development Finance may be taking a calculated, but potentially costly risk. With conventional mortgages, the property itself provides security for a cash loan. If something goes wrong and the borrower cannot keep up repayments, the lender can take the property and sell it to recover the funding they have lent. This means their risk is actually small - they can afford to offer low rates of interest.

With a property undergoing development, there may be little or no value in the property while the work is being carried out. Partial demolition or measures such as removing roofs may mean the property loses any value it may have had, and may actually become a liability. The relatively high cost of Development Finance recognises this fact. 

Development Exit Finance recognises that once your project is complete, it has a market value again and becomes suitable for lending at a lower cost. As a short-term loan, the interest rates may still be higher than those of a long-term loan such as a mortgage, but they will be substantially lower than the high-risk funding required to fund your development.

How to use Development Exit Finance

So when your development project is completed, Development Exit Funding will allow you to pay off the high-cost loan you had to arrange to fund the project itself. This will mean that the debt can be financed at a substantially lower interest rate. 

This, in turn, means that there is no need to rush a sale or take a low offer.

What’s more, you can use a Development Exit Loan not just to pay off existing funding, but to reflect the full market value of your completed project. This means it can be a useful tool to help you raise capital to purchase and fund the work on your next project. 

How will you repay?

Monthly interest will be charged, but it may be possible to roll up this charge, leaving you with no monthly repayments to make, as before. 

The property can then be sold, and the lenders repaid.

Alternatively, refinance of a completed property onto a Secured Loan or Commercial Mortgage might be possible.  

Why you need Rangewell to find finance for your projects

At Rangewell, we work across the property development sector. We’re experts in commercial and property lending and know that every deal is different - and our team includes property development experts who can work with you to understand your needs and the potential of your project.  

We know every project is different, and so we make every loan application tailored to your individual needs and circumstances, and ensure that it reaches the right lenders first time round, saving you valuable time.

So if you believe you are going to reach the completion stage of your project without a customer ready to purchase, and are ready to reduce the cost of your financial commitments by taking advantage of a more appropriate financial solution, call us. The sooner you start talking to us about arranging the replacement funding you need, the better the chances you have of reducing your costs overall.

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Lending on your completed project
    Exit property development lending cuts the costs of finance once your project is completed.
  • Suitable for all types of property
    Residential, commercial and mixed-use development Conversion and refurbishment New build
  • Raise money on your project
    Use the equity in your completed property project to fund the next one - before you sell it
  • Rolled up payments
    Interest can be rolled up, meaning that you may have no repayments to make until the project can be completed, refinanced or sold.
  • Funding based on your project
    Exit lending will be arranged on an individual basis.
  • Expert support
    Securing funding will be on the basis of an expert valuers report - giving you a clear view of the vale of your project.

Download Rangewell’s free and detailed guide to Property Development Finance

Is there a difference between development finance and property finance?

What is classed as short term business finance?

Can commercial mortgages be used for development projects?

Do finance providers need to be authorised and regulated by the financial conduct authority?

What is classed as commercial property?

Can property development finance be used for build projects or land purchase?

Why your home may be repossessed if you do not keep up with repayments

Are bridging loans a form of commercial finance?

Does property finance cover building costs?

What finance options do property developers have?

What funding options are available for business owners looking to buy their workspace?

Do you need planning permission on land already?

What is the difference between property development finance and bridging finance?

 Do I need a registered office/office registered in england?

Are Development Loans more appropriate for experienced developers with a large property portfolio?

How do online lenders compare to high street banks for interest rates? 

Do Property Development Finance providers have to be regulated by the Prudential Regulation Authority?

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Experience is essentialYou need to demonstrate experience in undertaking developments of the type and size that are seeking funding for.
You must demonstrate profitabilityAs a minimum guide, projects should show at least 25% profit on costs before they can be considered for funding.
Staged drawdown of fundsYou will have to demonstrate progress on the project to access each stage of funding. This can cause problems if a project faces unexpected snags.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.