Construction Finance: Helping you build your projects and your business

Finance to help you build - by funding your business for contracts

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Funding options


All types of construction

  • Construction factoring
  • Fund contracts
  • Fund subcontracts
  • Buy supplies

Fast payment

  • Payments within 24 hours of invoicing
  • Compete with larger firms
  • Work on major projects
  • Staged funding

Fund entire project

  • Residential and commercial
  • Conversions
  • Major development schemes
  • Greenfield and brownfield Land

Talk to Rangewell – the business finance experts

There are many lenders on the market, but not all have the scale or resources to support your construction business.. We know the entire market, and can help you find the lenders who can help - and secure the most competitive rates for your business

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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You need funding you can depend on to operate your construction business - even though clients take time to pay you.

Table of Contents

Construction Finance can provide the solution. It releases funding as you need it by advancing cash against your applications for payment or staged invoices.  

Why you need funding, even when your construction business is booming

In the construction industry, payments can be sporadic. You can find yourself weeks or even months into a big contract without receiving a payment.

Long payment terms, applications for payment or contractual issues, can all mean your construction business is paid late - and without cash, you could find yourself unable to work. Late payments from one client can leave you unable to complete projects for another. Paying staff, suppliers, and sub-contractors can be impossible when you’re waiting for the money to enter your account. Workers can walk off the site. Suppliers will refuse to deliver materials.

Construction Finance - or Construction Factoring - could provide a lifeline.

How Construction Finance works

Rather than having to wait months or even years for your invoice to be paid, construction finance treats those invoices as an asset - and uses them to give you fast access to working capital. You can receive payments within 24 hours of invoicing.

This means you don’t have to get payments from your clients before you can pay staff and suppliers, or take on new projects.

It is designed specifically for the construction industry, and provides an ongoing credit facility that protects you against late-paying clients, lets you pay your subcontractors, and can help you build your business.

Why you need Rangewell to set up Construction Finance

The sums involved in Construction Finance can be substantial. Many funding providers which offer general Invoice Finance solutions lack the necessary expertise to deal in this sector.

At Rangewell, our team have specialist expertise in the construction sector. We know and work with lenders who can provide the scale of funding you need, and understand the challenges your construction business faces. We can work with you to discuss the options like bad debt protection and find the most competitive funding for your needs

Construction Finance brings you funds fast

Construction Finance provides cash advances based on the value of staged invoices or applications for payment you have issued, but have yet to be paid for.

  1. Submit your billing to your client - and a copy to your Construction Finance provider.  
  2. The provider will release an agreed percentage of the total value to you, usually within 24 hours
  3. Once your client completes payment, your provider will release the remainder to you, less their fees.

Construction Finance can offer working capital to businesses throughout the construction industry. If your business operates under stage payment contracts, it could provide the cash you need to build your business. We can also help with JCT Contract Funding.

At Rangewell, we help businesses across the construction industry access the funding they need. If you have problems with payments and cashflow, and want to find a solution that can help you build your business, please call us.


  • Find finance for a small  family builder working with a major developer, who needed to take on a large number of subcontractors

  • Find funding with Bad Debt Protection for a client worried about customer insolvency

  • Help set up an arrangement for a contractor on a utility contract with quarterly payments

  • Arrange payments to allowed a company to expand its workforce as a road construction project hit difficulties

  • Source predictable payments for a contractor working for an offshore client

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Access your cash
    Get your cash as you need it - usually within 24 hours.
  • Supporting your growth
    Access to cash could let you invest in the growth of your business, helping you take on new projects, knowing that cash flow need not be an issue.
  • Professional support
    Providers can offer support, with access to on-site quantity surveyors, dispute resolution and other industry experts. Some will also offer advice on contracts and arrangements.
  • Protection against bad debt
    Some providers can include protection against bad debt as part of their services - you will not suffer if a client fails to pay.
  • Increase your business flexibility
    Having cash available means you can seize opportunities and buy materials when the price is right.
  • Cash control
    Many lenders can provide credit control services - professional but firm experts who will chase up payments on your behalf.

Download Rangewell’s free and detailed guide to Construction Finance

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Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.