Fishery Equipment Finance: Catching a better deal

The funding you need to get to suppport your fishing business

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Funding options


Hire purchase

  • HP terms up to 60 months
  • Variety of leasing arrangements
  • Balloon payment options
  • Undercut "0% finance" deals from suppliers


  • Lease any type of asset
  • No capital requirements
  • Adverse Credit – no problem
  • Low rates – lending secured on assets themselves


  • Funds for any type of equipment
  • Up to 100% Loan to Value available
  • Reduced cost
  • Reduced demand on cashflow

Talk to Rangewell – the business finance experts

There are many lenders on the market, but only a few will work with the fishing industry. We know the lenders who can help - and find the most appropriate funding and the most competitive rates for your fishing business

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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Whether you operate inland, coastal or offshore, sustainability and eco-friendly measures have made new equipment essential.

Table of Contents

Synthetic fibres for nets and lines, new hydraulic equipment for gear and fish handling, new electronics for fish finding, and satellite technology for navigation and communications are all becoming more important. They can all contribute to more efficient fishing that is also better for the environment.

But costs remain high. If an essential piece of equipment breaks, simply replacing it can be a challenge. Updating to take advantage of new technology can seem out of the question. But there are solutions that can bring you the equipment you need.

Buying a vessel

If you need to buy or refinance a new or used vessel we can help you find the most cost-effective solutions. We work with specialised lenders who are able to provide maritime mortgage arrangements which could help you acquire a vessel, or help you release funds in one you already own. Contact us for details.

Getting the fishing equipment you need

A wide choice of Asset Finance solutions

Asset Finance includes both Hire Purchase and Leasing.

Hire Purchase

Hire Purchase can help you buy the equipment you will use for the long-term. You will need to pay a deposit plus fixed monthly instalments for the agreed term, which can run from 12 to 72 months, after which the assets become yours.

Finance Leases

Finance Leases let you spread the cost of equipment across its entire working life, with maintenance, repairs, running costs, administration, and registration your responsibility.

Operating Leases

Operating leases work like a rental agreement. You pay a monthly rental charge to use the asset, while its maintenance remains the owner’s responsibility. This type of finance can be best suited for technology-based equipment.

Getting the right Asset Finance solution for your needs is important, and at Rangewell, we can use our knowledge of the fishing industry, to help you find the most appropriate asset funding for your needs. Simply call us and our experts will get to work to help you.

Fortunately, finance solutions exist which can provide the equipment you need to run and update your fishery business.

Asset Finance arrangements can help make equipment of all kinds more affordable, by letting you spread the costs over time. Unlike other forms of funding, they don’t need you to put up your vessel or personal assets, like your home, as security. Instead, they allow you to secure the finance on the equipment itself.

This means that if you were unable to make the repayments the lender could repossess the asset itself, but the risk to you would end there. What’s more, because the lending is secured on the asset, the cost of credit can be reduced. Your monthly payments are smaller, making it easier for you to fit the equipment you need into your budget.

Better rates than an equipment supplier

When you buy equipment from a  supplier, they may be able to offer you arrangements to finance the sale. These can appear tempting and may seem to have interest rates as low as 0%. However, the vendor may be making a profit by providing these solutions. It can be better to arrange your own finance from a specialist lender. As experts in business funding, at Rangewell we can find lenders who can offer costs lower even than vendors’ ‘interest-free’ finance.

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Making equipment affordable
    Asset finance avoids upfront costs for major equipment by letting you spread it over months or years.
  • Tailored to your budget
    Asset finance can be tailored to your monthly budget. You may not even need a deposit.
  • Better than 0% finance deals
    Some suppliers may offer 0% finance. Call Rangewell to see how you can pay less than with these ‘interest free’ deals.
  • Reducing the risk of borrowing
    Some type of funding can put your business assets, or even your home, at risk. With asset funding the risk is restricted to the equipment itself.
  • Cover all your equipment needs
    A single arrangement can cover items from multiple suppliers.
  • Refinance options
    It may be possible to refinance existing finance arrangements to reduce your costs.

Download Rangewell’s free and detailed guide to Asset Finance for Marine Equipment

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Every type of finance for every type of business from the entire market - over 300 lenders.


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We make no charge of any kind when we help you find the loan you need.