Heavy Equipment Finance

Don't let the costs of heavy equipment weigh down your business

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Funding options


Hire Purchase

  • HP up to 60 months
  • Rates from 6%
  • Reduce demand on cashflow
  • Undercut "0% finance" deals from suppliers


  • Variety of leasing arrangements
  • No maximum funding
  • Suitable for all types of equipment and vehicles
  • No capital requirements

Cost effective

  • Reduce the cost of vehicles with contract hire
  • Avoid depreciation
  • Refinance existing assets
  • Low rates – funding secured on assets themselves

Talk to Rangewell – the business finance experts

Heavy equipment means large scale investment, and you must have the most appropriate funding to stay competitive. We work across the entire lending market, and we know the lenders who can provide cost-effective solutions.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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The costs of heavy equipment don’t stop when you buy a crane, bulldozer or excavator. In fact, they are only just beginning.

Table of Contents

Big engines mean fuel costs that mount from the moment they start up. Rugged working environments make big demands of hydraulics, powertrains and even structure. Skilled maintenance and a constant round of replacement parts, systems and implements contribute to high operating costs.

Whether you work in construction, agriculture, mining or public works. If your business depends on heavy equipment, you need access to large-scale finance. At Rangewell, we can help you find the finance you need.

Providing working capital

Large projects mean upfront costs before you receive payments. With wages, fuel and other site expenses, you need a reserve of working capital before you can start a job.

We can help find lending and cash advance solutions scaled to deal with your working capital needs, designed to bring you cash while you wait for your client to pay. Our experts can work with you to select the option that’s most appropriate for your business. Contact us now about Working Capital Funding.

Funding heavy equipment acquisition

You may need new equipment. Older equipment is not just inefficient – without emissions certification, it may not be allowed to work on some sites.

Fortunately, there are ways to make new equipment affordable. Funding solutions based on asset finance can help you work with the latest equipment while you spread the repayments.

There are several types of Asset Finance that can help:

Hire Purchase – spreading the cost of buying

Hire Purchase spreads the cost of buying. You pay a deposit plus fixed monthly instalments for the agreed term, which lasts between 12 and 60 months. HP is the solution for durable equipment you‘ll want to keep for long-term service.

Helping you raise cash for a deposit

Problem with raising cash for a deposit for an HP deal - or for other business purposes? An Asset Refinance agreement can let you release the investment you have already made in existing equipment, and re-use the funds.

It works by letting you sell existing assets to a finance company, who will provide you with a cash payment which you can use as you wish. You will then make monthly repayments to buy them back.

You can continue to use the equipment while you are repaying.  You can also use Asset Refinance to replace an existing funding agreement - allowing you to reduce monthly outgoings.

Ready to find out more about Asset Refinance? Contact us now.


Leasing can provide the equipment you need without the cost or commitment of buying it.

Operating Leases work like a rental agreement. You pay a monthly rental charge to use the asset. Maintenance, repairs, and registration can be the responsibility of the leasing company. Operating Leases can be ideal for specialised items you may only wish to use for a particular contract.

Finance Leases also let you borrow equipment for a set time, but maintenance, repairs and running costs will become your responsibility. Finance leases are common with larger high-cost assets.

Contract Hire

Contract Hire is often used for business cars, vans and lorries. Payments can be reduced, as they are calculated on the purchase value less the estimated residual value of the vehicle at the end of the agreement. This type of finance can be suitable for many kinds of vehicle, from prestige cars to HGVs.

Why you need Rangewell to set up finance that’s right for you

At Rangewell, we know the many different ways to fund heavy equipment. We also know that getting the right type of finance for your business is essential to keep costs under control.

Many lenders offer Asset Finance – but their costs vary enormously. Not all types of deals may be suitable for all circumstances. Getting things wrong could mean you pay a great deal more for the equipment you need.

At Rangewell, our team includes Asset Finance experts. They work with you to understand your individual needs and help you find the right kind of finance arrangement. Then they will help you find lenders who work in the heavy equipment sector, and who can offer the most competitive deals.

Asset Finance is essential to spread the cost of the equipment you need. Our expertise is essential to get the Asset Finance that’s right for your business.

When you call us, we can explain more about all the different options for financing new assets and equipment - helping you see which is the right choice for your heavy equipment needs, whether you're looking at finance options for farm equipment to HVG and Truck Finance


  • Find finance to allow a contractor to lease graders – providing a cost-effective solution for a major road-widening project

  • Source lease agreements for machinery from various suppliers to equip a complete construction fleet

  • Set up HP for a truck - with VAT deferred - for a company in a Creditors Voluntary Agreement

  • Find the most competitive funding arrangement to deliver cranes for a major London high-rise project

  • Find funding for vehicles that undercuts the 0% deals offered by dealers

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Funding tailored to your business
    At Rangewell, we can help set up jigsaw funding to fit your various business needs. Working finance, asset finance and other types of lending can be tailored for different funding needs.
  • Spread the cost of equipment
    Equipment costs can be spread over months or years. You may not even need a deposit with some types of asset finance.
  • Helping you grow your business
    Funding can keep pace with your needs as you scale up your business.
  • Leasing reduces ongoing cost
    Leasing can avoid the maintenance costs associated with large machinery.
  • Avoid depreciation costs
    With a lease you avoid depreciation. You don’t own equipment that is falling in value.
  • Low fixed monthly payments
    You need to keep your monthly outgoings under control. We can help you match payments to your budget.

Finance for Heavy Equipment

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Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.