Manufacturing Equipment Finance

Ensuring your production line and manufacturing operation works seamlessly for your business

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Funding options


Hire Purchase

  • HP for up to 60 months
  • Rates from 6%
  • No capital requirements
  • Undercut "0% finance" deals from suppliers


  • No maximum funding
  • Leases for the entire life of assets
  • New and used assets
  • Suitable for all types of equipment

Reduce costs

  • Equip an entire line with no capital costs
  • Refinance existing assets
  • Avoid depreciation costs
  • Low rates – funding secured on assets themselves

Talk to Rangewell – the business finance experts

Not all lenders can provide competitive funding at the level required for your production operation. We search the entire market to find the business funding that's right for your production operation

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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Whether you are setting up a batch production or a specific line, getting the right tooling and machines is essential - and can be expensive.

Table of Contents

The cost of basic machines can run into hundreds of thousands of pounds. Adding ancillaries, set up costs, and integrating everything into an efficient production line can run into hundreds of thousands, even before you start looking at providing computer control and robots. 

The costs can be more challenging because you will need to have every asset in place before production can begin. Raising the necessary funds through loans may be possible, but costly. Other options, such as equity or Mezzanine Finance may dilute ownership of your business. Asset Finance may be able to provide the most appropriate solutions without putting equity at risk.

Hire Purchase – buying your equipment

Hire Purchase offers a straightforward way to spread the cost of equipping your production operation. You pay a fixed rate of interest and agreed monthly payments, making budgeting simple and easy. You will need to put down a deposit, typically between 5%-25% of the total price, and repay the remainder, together with the interest, over an agreed period of up to 60 months.

You can also structure your payments to fit your projected cash flow. For example, you can reduce your regular payments by agreeing to pay a final lump sum, known as a balloon payment, when your production is fully operational.

Lease – avoiding capital costs

With Leasing, your production heavy equipment is hired to you by the finance company. It remains their property, avoiding the need for capital expenditure and ensuring that you need never be left with obsolete equipment. Monthly payments and interest rates are fixed for the duration of the contract. You may also be able to choose a lease which gives maintenance and repair back to the finance company, helping reduce your risk.

Making existing payments easier

If an existing finance arrangement is causing problems, or if you want to redirect cash elsewhere in your business, we may be able to help find a refinance option. A lender will pay off what you owe under your original agreement and set up a new finance arrangement.

This can mean reduced repayments, spread out over a longer term or allow you to release a substantial cash lump sum.

Why you need Rangewell for Production Equipment Finance

At Rangewell, we work across the entire lending industry. and our finance experts have personal experience of a broad range of different business sectors.

Their expertise works for you. Our team knows the lenders who specialise in finance for production machinery, and those who understand your business sector. It means that we can help you find the most competitive rates for all types of finance solutions.

We put this knowledge to work for you, finding the most competitive deals for the equipment you need, from a single machine to a complete line.

Call us to cut your costs

Coming to Rangewell means getting finance experts working to help you find you the most competitive funding for all your production equipment needs. That means cutting the costs of running and growing your business. Whatever manufacturing sector you're in and whatever type of funding you require - from food manufacturing finance, funding for woodworking machinery to niche sectors such as jewellery production finance options - we can help.

To make sure you are getting the right Asset Finance solution for your equipment, plant and machinery, talk to our experts.


  • Find the most competitive funding to allow a new business to set up production

  • Help an established business use asset funding to acquire a CNC system

  • Source a lease arrangement to assemble a electronics assembly line

  • Find the most competitive finance for a line of welding robots

  • Help an established manufacturer install a new line for a new product range

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Helping you start production
    With the right arrangements, you may be able to start production with little or no upfront investment. Instead, the cost of setting up your production facility can be paid when production, sales and income are all established.
  • Avoid depreciation
    Production equipment means a huge investment. With a lease, you avoid depreciation. You don’t own equipment that is falling in value.
  • Cost-effective funding
    Asset finance is secured on the assets themselves, so interest costs and your monthly repayments can be reduced.
  • Scale up production
    If your production takes off and you need to speed up a process or introduce an extra line, you can lease the equipment to scale up production with no capital cost.
  • Avoid maintenance liabilities
    The maintenance costs of production machinery can be high. You can let them remain the responsibility of the lease company.
  • Reduced business risk
    If you need to scale back production, the lender can recover their costs by taking back the machinery. None of your other business assets need be at risk.

Download Rangewell’s free and detailed guide to Financing your Manufacturing Equipment

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Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.