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Assets for Doctors: Making the equipment you need affordable


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Hire Purchase

  • Terms from 6 to 72 months
  • No Maximum value
  • Annual rates from 6%
  • We can almost always undercut so-called "0% finance" deals from suppliers

Leasing and Contract Hire

  • Reduce monthly outgoings
  • Adverse Credit – no problem
  • Assets generate cash - paying for themselves
  • No cash upfront


  • Funds for any type of equipment
  • Up to 100% funding
  • Lease any type of asset
  • New or used equipment

Talk to Rangewell – the business finance experts

Medical equipment increasingly means as a very large investment. At Rangewell, we can use our contacts across the entire UK lending industry to provide the scale of funding you need.

The medical profession is depending more and more on equipment. From computer hardware to diagnostic instruments, your practice needs to invest in a growing range of assets.

When you want equipment for your medical practice, you will want the best. You can’t afford to use anything less for your patient’s health and your professional reputation. But buying the best can, in itself, mean substantial cost, however, not having the cash to buy top of the range equipment outright does not mean that you need to try and work without it.

Whether you are starting up, buying into an existing practice or ready to move your current business on, a wide range of diagnostic and other equipment will be required. There are ways to provide the equipment you need and spread the cost at the same time.

Your equipment needs may include:

  • Lighting
  • X-ray equipment
  • Ultrasound equipment
  • Equipment sterilizers
  • IT equipment – from handheld devices to a centralised booking and billing system
  • Vehicles - cars to help you make house calls

At Rangewell we have found that Asset Funding can provide the most cost-effective solutions for most kinds of equipment you will use. It can be the most effective way to get the equipment you need for your consulting room or office – or anywhere else in your practice - and spread out the costs.

Asset Finance is a broad term that covers a range of funding solutions. They provide access to all kinds of assets - equipment, IT, even lighting, seating and carpets that your practice must have - without making impossible demands on your cash flow.

Hire Purchase

Hire Purchase lets you acquire an asset right away and spread the cost in instalments over an agreed period of time, often up to 5 years or more. At the end of this term, you own the asset outright. Hire Purchase is often used for items which have a high cost and a relatively long life.


Leasing works much like a rental agreement and lets you use the equipment you need without having to buy it outright. You pay the finance company each month for using the asset. If you are using a technical piece of equipment which could go out of date, a leasing agreement can be ideal, as it can be easy to update it when a better model becomes available. Leasing can also include maintenance agreements - meaning that keeping your equipment in perfect condition is the responsibility of the lender.

New or secondhand?

New equipment may be ideal, but refurbished equipment can also be a good investment for the future of your business. We can help you cut costs with pre-owned equipment – then cut them again with Asset Finance.

Can your supplier help?

Most suppliers will be only too pleased to help you afford the equipment you want with their own asset finance arrangements. But beware. In many cases, they will be making a handsome profit from providing the finance as well as on the equipment itself. They may even offer 0% finance to close the sale. It looks as cheap as buying with cash, and it can be tempting to take up a 0% offer. But there is a catch.

As a borrower, you won’t pay any interest on the sum you borrow. So, if you finance a £20,000 imaging system for your practice with an interest-free agreement from the supplier, you’ll repay just £20,000, even if you take a year or two to do so.

With a 0% deal, the dealer pays the funding company the cost of the interest which they would otherwise take from you - but they will recover the cost from you, the customer. You won’t pay interest, but the supplier may add the interest cost into his sale price.

As specialists in funding, we can usually undercut the finance deals offered by equipment suppliers - even when they offer 0% finance arrangements - call us to see how.

Why you need Rangewell to arrange the Asset Finance that’s right for you

Asset Finance can let you spread the cost of all kinds of medical equipment. But there are many different types of Asset Finance and many different providers. Not all providers work in every sector and terms and rates can vary widely.

At Rangewell, our team includes Asset Finance experts. They can help you find the right kind of finance arrangement, the lenders who work in your sector, and the most competitive deals. By searching across the entire market, we can often find Asset Finance plans which actually undercut the 0% finance offers provided by vehicle and equipment dealers. So if you're looking for medical equipment finance, contact us today.


  • Find the most competitive funding to allow a new practice to bring in basic instruments

  • Help a small practice find funding for a range of pre-used equipment

  • Source a lease arrangement to allow a practice to provide partners with new vehicles

  • Find the most competitive finance to buy a portable ultrasound kit

  • Help a consultant set up his practice with business as well as medical equipment

Meet real business owners we have helped with Equipment Funding

We needed new IT to deal with a growing workload - and we needed funding to do it.
We needed to re-equip the waiting room. We were staggered at the cost of seating and a large screen. Rangewell found the answers.
We lease everything. That way, we can replace equipment as soon as a better solution comes along.

Discover your range of finance. Every type of finance for every type of business.

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Find Funding

Helping you build your profits

Reduce or eliminate capital costs

Spread the cost of your equipment over months or years. Some types of funding remove the need for upfront capital expenditure altogether.

Repayments that work with your operating budget

Asset Finance is secured on the assets themselves, reducing interest costs and helping your repayments fit your monthly budget.

Funding scaled to your needs

We can help you fund equipment at all levels, from individual items to entire fleets and production lines.

Reducing your risk

Asset Funding is secured on the assets themselves. If you found the repayments on equipment became a problem, the lender could simply repossess the equipment.

Lease cutting-edge equipment

Leasing that will let you update your equipment whenever you need to. It means you can always work with the latest, most efficient technology.

Cutting costs with specialist lenders

Some lenders specialise in particular business sectors. At Rangewell, we can help you find these specialist lenders, helping you cut costs and simplifying applications.

Download Rangewell’s free and detailed guide to Equipment Finance

Rangewell Ebook - Download Rangewell’s free and detailed guide to Equipment Finance
  • How does Equipment Finance work?

  • What are your options when financing the equipment your surgery needs?

  • How can you apply for Equipment Finance for your medical technology?

  • What are the costs associated with this type of finance for Doctor’s Surgeries?

  • What are the restrictions on you with Equipment Finance?

  • The paperwork you need to provide with your application

  • Key terms to check

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Equipment Finance may count as debt

Lenders may view long-term equipment finance arrangements as debt and adjust their valuation of your business, reducing your ability to access other types of finance.

Your key equipment could be at risk

If you are unable to keep up repayments on a hire purchase or lease agreement, the equipment your business depends on could be at risk

Getting maintenance and repair as part of your lease may be essential

Lease arrangements may include maintenance and repair. If these are the responsibility of the leasing company you need to ensure they have the necessary resources and arrangements to support your equipment.

Our service is...


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.
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