Refurbishing for Physiotherapists


Unsecured Loans

  • 1 to 60 months
  • Borrow up to £250,000
  • Rates from 4.9%
  • Straightforward monthly repayments

Secured Loans

  • Fixed repayments
  • Flexible repayment terms
  • Rates from 2% above base rate
  • Larger sums available

Asset Finance

  • Provide equipment
  • Hire Purchase from 6%
  • Lease with no upfront costs
  • Cover all types of assets

Talk to Rangewell – the business finance experts

At Rangewell, we help physiotherapists across the country find the financial answers they need - including better solutions for fund refurbishment.

Your physiotherapy clinic needs to be clean, modern and well-equipped. We can find the most cost-effective way to fund refurbishments.

Providing fresh modern surroundings for your patients and the equipment you need to treat them can be a major expense. At Rangewell, we can help you find solutions for refurbishment, using our contacts across the entire UK lending industry to provide the most cost effective answers for your particular needs.

“You can’t run a successful physiotherapy business with tired apparatus and a gloomy room. Bright, modern interiors and the latest equipment give patients confidence in your treatment. I’ve found that its always worth spending out on equipment, lighting and even decoration. It helps bring more people in, and that means its money well spent.

Of course, you need to have the money before you can buy in the things you need. That’s where Rangewell can help. I saw that I was missing out on custom because people simply didn’t like the surroundings I was working in. It’s easy not to notice that things are getting tired when you see them every day.

But with business slow, I didn’t have any spare cash to spend on refurbishment. I needed new customers before I could spend out - and they were not coming in.

I talked to the Rangewell team about a solution to the problem. They showed me the ways to get the finance I needed upfront - and take the time I needed to pay for it all.”

You need to work with the best equipment

Tired apparatus sends a negative message about your practice. Asset Finance can be the most effective way get the new equipment you need. Asset Finance covers a range of funding solutions including:

Hire Purchase

Hire Purchase lets you acquire equipment straight away with a single deposit payment. It then lets you spread the costs in regular monthly instalments over up to 5 years. At the end of this term, you own the asset outright, making it ideal for items which have a high cost and a long life.


Leasing works much like a rental agreement. It lets you use the equipment without having to buy it, with a payment each month to the finance company. For technical equipment which could go out of date, leasing can be ideal, as it can be easy to update when a better model becomes available. Leasing can also include maintenance - meaning that keeping your equipment in perfect condition remains the responsibility of the lender - helping you avoid any unexpected costs.

Borrowing to fund refurbishment

A business loan could provide solutions for many types of refurbishment, from simple redecoration to conversions and constructing extensions. 

Secured Loans

Secured Loans can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay. They are secured because they are supported by security, such as your existing premises or your home, that the lender can take and sell if you became unable to make repayments.

Unsecured Loans

Unsecured business loans are a straightforward way of borrowing, and operate much like a personal loan which can be used in any way you wish. They are suitable for smaller sums, up to £250,000, but often far less. The loan is repaid in monthly or quarterly instalments over an agreed term under 5 years.


  • Find a lender to provide funding to update premises

  • Help arrange Asset Finance to re-equip a consulting room

  • Help arrange a Secured Loan to extend a practice's premises

  • Find the most effective source of funding to allow a physiotherapist to overhaul their entire property

The finance you need for your physiotherapy clinic

As a professional with your own practice, you may be in a very good position to raise the finance you need when you are ready to refurbish.

At Rangewell, we know lenders that offer the most attractive funding solutions. But we don’t stop there. We will work with you to understand your business plans, and use our expertise to help find the funding that meets your needs. We can find the most competitive rates for all types of finance, including Professional Loans, Unsecured and Secured Loans, Invoice Finance, Asset Finance, Merchant Cash Advance, Commercial Mortgages, Growth Finance and more.

To find out more about setting up the finance you need simply call us. Our experts are ready to help.

People judge a physio clinic on appearances as well as results.
I needed to update the practice - Rangewell made it simple.
Converting a store room into a second treatment room meant some big costs. Rangewell had the answers.

Helping you build your profits

Funding tailored to your needs

Funding can be drawn together from several sources and tailored to your needs.

Funding that recognises your status

As a professional practice owner, you maybe able to enjoy preferential rates for borrowing.

Simple and fast - unsecured loans

Unsecured loans can be arranged quickly - there is no need to put your assets or possessions at risk.

Ensuring you have the equipment you need

Asset Finance can help you ensure you can equip your new practice to the standards you want, and spread the cost.

Early repayment options

Some loan providers will accept early repayments, reducing the total cost of your borrowing.

Cutting borrowing costs

At Rangewell we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

Download Rangewell’s free and detailed guide to Finance for physiotherapists

Rangewell Ebook - Download Rangewell’s free and detailed guide to Finance for physiotherapists
  • What types of finance are there - which do you need?

  • Why not all providers are equal - finding the one that’s right for you

  • The downsides to finance - and how to avoid them

  • How to arrange finance - what paperwork do you need?

  • Key terms explained

  • Download now

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Getting the right funding arrangement is essential

There are many forms of business finance available. Getting the most appropriate type for the business needs of your practice is essential.

Your key equipment could be at risk

If you are unable to keep up repayments on a hire purchase or lease agreement, the equipment your practice depends on could be could be at risk.

Long-term financial commitments

You may not be able to pull out of a finance arrangement once set up.

Our service is...


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.
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