020 3318 2613

Funding for Physiotherapists to buy a competitor

Speak to one of our experts020 3318 2613

Goodwill Loans

  • Release wealth from your existing practice
  • Cost-effective and tax efficient
  • Flexible arrangements
  • Use for any purpose

Commercial Mortgages

  • From 2% above base rate
  • Up to 25 years terms
  • Interest-only or capital repayment
  • Buy premises or existing business

Commercial Loans

  • Unsecured lending from from 6% Up to 5 years to repay Secured lending from 2% above base rate Long repayment terms
  • Up to 5 years to repay
  • Secured lending from 2% above base rate
  • Long repayment terms

Talk to Rangewell – the business finance experts

Want to buy a competitor to grow your physiotherapy practice? At Rangewell, we can use our contacts across the entire UK lending industry to provide the funding you need.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

Are you a physiotherapist running a successful practice? Acquiring a competitor could help take you to the next level.

Buying a competitor could be a sound business decision, giving you a ready-made extension to your practice, with a long list of clients and scope for further development.

You will need to discuss your purchase plans with your business advisors, and arrive at a fair price for your competitor’s practice. But the most important question will be how can you find the funding? At Rangewell, we can help you find the answers you need.

Goodwill Loans - funding based on your physiotherapy skills

A Goodwill Loan could use the wealth built up in your business to fund your development plans, while leaving the funds in your business bank account untouched. A Goodwill Loan, also known as a Capital Withdrawal Loan or Cash Out, uses the goodwill built up in your practice as the security for a loan.

Remortgaging - providing a high level of funding

Remortgaging your existing premises could provide the level of funding you need to buy a competitor. Commercial Mortgages work much like a residential mortgage, and can provide large scale funding at competitive rates, and let you spread repayments over up to 20 years

Commercial loans to buy a competitor physiotherapist

There are two types of commercial loan your can consider if you are ready to buy a competitor - secured and unsecured.

Secured Loans

Secured Loans can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay. They must be supported by security, such as your existing premises or your home, that the lender can take and sell if you became unable to make repayments. This reduces the risk to lenders, and allows them to reduce the cost to you.  

Unsecured Loans

Unsecured business loans are suitable for smaller sums. Decisions can be fast but you will need to provide a Personal Guarantee meaning that you will become personally liable for the debt if your business was unable to pay.

‘Jigsaw’ Finance

Acquiring a competitor may mean several different funding requirements. We can provide Jigsaw Funding - a bespoke package made up of the most appropriate type of funding for each purpose.

The finance you need to buy a competitor

At Rangewell, we will work with you to understand your business plans, and use our expertise to help find the funding that meets your needs when you want to buy a competitor - or for any other business purpose.

To find out more about setting up the finance you need to buy a competitor simply call us. Our experts are ready to help.


  • Help arrange a 100% loan for a physiotherapist as the basis of an acquisition plan

  • Find a lender to provide a Commercial Mortgage to acquire a business

  • Help arrange Jigsaw Funding for every stage of a practice acquisition

  • Work with a physiotherapist to find the most effective source of funding

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

Funding tailored to your needs

Funding can be drawn together from several sources and tailored to your needs.

Funding that recognises your status

As a professional practice owner, you maybe able to enjoy preferential rates for borrowing.

No need for extra security with Goodwill Loans

Goodwill Loans are secured on the future performance of your practice - there is no need to put your assets or possessions at risk.

Covering all the costs with Jigsaw Funding

We can help you arrange bespoke funding tailored around your needs.

Early repayment options

Some loan providers will accept early repayments, reducing the total cost of your borrowing.

Cutting borrowing costs

At Rangewell, we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

Download Rangewell’s free and detailed guide to Finance for physiotherapists

What types of finance are there - which do you need?

Why not all providers are equal - finding the one that’s right for you

The downsides to finance - and how to avoid them

How to arrange finance - what paperwork do you need?

Key terms explained

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Getting the right funding arrangement is essential
There are many forms of business finance available. Getting the most appropriate type for the business needs of your practice is essential.
Your key equipment could be at risk
If you are unable to keep up repayments on a hire purchase or lease agreement, the equipment your practice depends on could be could be at risk.
Long-term financial commitments
You may not be able to pull out of a finance arrangement once set up.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.