Assets for opticians

Making the equipment you need affordable.

Or call an Assets for opticians finance expert on +442033182613

When you want equipment for your opticians practice, you will want the best.

You can’t afford to use anything less when your patient’s eyesight – and the future of your business – could be at risk.

But buying the best can itself mean an eye-watering investment. A Keratometer could cost £7,000. An OCT system could start at £20,000, with costs that keep on going up with every option you add. Even a sales display with lighting and a discreet security system might cost more than £4,000.

Those types of cost might be affordable propositions for the large chains, but if you are an independent operator with a single shop, you will probably not have the kind of cash resources you need. But not having access to enough cash to buy top of the range equipment outright does not mean that you need to try and work without it.

There are ways to provide the equipment you need, and spread the cost.

Discover Asset Finance

Asset finance can be an effective answer to your need for business equipment of all kinds. It can be the most effective way to finance new assets and equipment that you need for your shop, consulting room or office – or anywhere else in your practice - and spread the cost.

Asset Finance is a broad term that covers a range of funding solutions. They provide access to all kinds of assets - equipment, IT, even straightforward shopfittings your practice must have - without making impossible demands on your cashflow.

Hire Purchase

Hire Purchase lets you acquire an asset right away and spread the costs in instalments over an agreed time, often up to 5 years or more. At the end of this term, you own the asset outright. Hire Purchase is often used for items which have a high cost and a relatively long life.


Leasing works much like a rental agreement and lets you use the equipment you need without having to buy it outright. You pay the finance company each month for using the asset. If you are using a technical piece of equipment which could go out of date, a leasing agreement can be ideal, as it can be easy to update it when a better model becomes available. Leasing can also include maintenance agreements - meaning that keeping your equipment in perfect condition is the responsibility of the lender.

Talking to a business funding specialist like Rangewell can help you find the most appropriate type of business funding for your needs.

Equipment suitable for Asset Finance can include:

  • Burton Lamp
  • Colour Vision Test
  • Digital Dispensing/Measuring Device
  • Digital Fundus Camera
  • Facial Gauge
  • Field Screener
  • Focimeter
  • Frame Heater
  • Keratometer
  • Ophthalmoscope
  • Pachymeterope
  • Pupillometer
  • Refractor Head
  • Retinal Imaging Equipment
  • Retinoscope
  • Slit Lamp
  • Tonometer
  • Topograph
  • Volk Lens


  • Help arrange a Goodwill Loan for an optician, as the deposit for a premises purchase

  • Find a lender to provide the most competitive commercial mortgage to acquire premises

  • Help set up a 100% funding plan to buy an opticians premises

  • Help arrange jigsaw funding for every stage of an opticians expansion programme

  • Find the most effective source of funding to allow an optician to take on a newly qualified ophthalmologist

Can your supplier help?

Most suppliers will be only too pleased to help you afford the equipment you want with their own asset finance arrangements. But beware. In many cases, they will be making a handsome profit from providing the finance as well as on the equipment itself.

They may even offer 0% finance to close the sale. It looks as cheap as buying with cash, and it can be tempting to take up a 0% offer. But there is a catch.

As a borrower, you won’t pay any interest on the sum you borrow. So, if you finance a £20,000 imaging system for your practice with an interest-free agreement from the supplier, you’ll repay just £20,000, even if you take a year or two to do so.

With a 0% deal, the dealer pays the funding company the cost of the interest which they would otherwise take from you - but they will recover the cost from you, the customer. You won’t pay interest, but the supplier may add the interest cost into his sale price.

Arranging your own finance with help from the Rangewell team could mean a more competitive rate that might leave you better off.

You can find the most appropriate and competitive funding by talking to us at Rangewell. We are experts in all types of business funding. The chances are we can help you find an Asset Funding solution or a straightforward Business Loan that saves you money – even compared with 0% finance.

You can see what we can do for you here.

Helping you build your profits

Download Rangewell’s independent and detailed "step by step" guide to Asset Finance

Rangewell Ebook - Download Rangewell’s independent and detailed "step by step" guide to Asset Finance
  • What is Asset Finance - and how it gives you a business advantage
  • What are the types of Asset Finance - which do you need?
  • Why not all providers are equal - finding the one that’s right for you
  • How we can help you pay less than 0%
  • The downsides to Asset Finance - and how to avoid them
  • How to arrange Asset Finance - What paperwork do you need?
  • Key terms explained

You may need a specialist lender

Not all providers serve all business sectors. You may need a specialist in your area to provide the funding you need.

Your fleet could be at risk if your business hits problems

If you are unable to keep up repayments on a hire purchase or lease agreement, your fleet – a key business asset - could be at risk.

Long-term commitment

It may not be practical to pull out of a lease arrangement once set up. This could be a problem if your business grows and your equipment is no longer adequate, or if technology moves forward.

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Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.