Equipment Finance for Physiotherapists

Putting the equipment you want within reach


Hire Purchase

  • Terms from 6 to 72 months
  • No Maximum value
  • Annual rates from 6%
  • We can almost always undercut so called "0% finance" deals from suppliers

Leasing and Contract Hire

  • Reduce monthly outgoings
  • Adverse Credit – no problem
  • Assets generate cash - paying for themselves
  • No cash upfront


  • Funds for any type of equipment
  • Up to 100% funding
  • Lease any type of asset
  • New or used equipment

Talk to Rangewell – the business finance experts

Any equipment you use in your physiotherapy practice will be expensive. Strength, durability and safety are essential. At Rangewell, we use our contacts across the entire UK lending industry to provide funding that costs you less.

From computer hardware to diagnostic instruments, your practice needs a growing range of equipment.

The physiotherapy treatment you give, your patients and your professional reputation may all depend on having the best equipment.

Whether you are starting up or ready to move your current business on, a wide range of equipment will be essential, including:

  • Lighting
  • Ultrasound equipment
  • IT equipment – from handheld devices to a centralised booking and billing system
  • Vehicles - a car to help you provide a mobile service

At Rangewell we have found that Asset Finance can provide the most cost-effective solutions for most kinds of equipment.  Asset Finance covers a range of funding solutions. They provide access to all kinds of assets - equipment, IT, vehicles, and even straightforward items such as seating that your practice must have - without making impossible demands on your cashflow.


Leasing works much like a rental agreement and lets you use the equipment you need without having to buy it outright. You pay the finance company each month for using the asset. If you are using a technical piece of equipment which could go out of date, a leasing agreement can be ideal, as it can be easy to update it when a better model becomes available. Leasing can also include maintenance agreements - meaning that keeping your equipment in perfect condition is the responsibility of the lender.

Hire Purchase

Hire Purchase lets you acquire an asset right away and spread the costs in instalments over an agreed time, often up to 5 years or more. At the end of this term, you own the asset outright. Hire Purchase is often used for items which have a high cost and a relatively long life. A bench you will use for years might be ideal for Hire Purchase.


  • Find the most competitive funding to allow a new practice to bring in basic instruments

  • Help a small practice find funding for a range of pre-used equipment

  • Source a lease arrangement to allow a practice to provide partners with new vehicles

  • Find the most competitive finance to buy a portable ultrasound kit

  • Help a consultant set up his practice with business as well as medical equipment

New or secondhand?

New equipment may be ideal, but refurbished equipment can also be a good investment for the future of your business. We can help you cut costs with pre-owned equipment – then cut them again with Asset Finance.

Can a supplier provide finance?

Most suppliers will provide their own Asset Finance arrangements. But many will be making a profit from the finance as well as on the equipment itself - meaning you pay more overall.

They may even offer 0% finance to close the sale. It looks as cheap as buying with cash, and it can be tempting to take up a 0% offer. But there is a catch.

With a 0% deal, the dealer pays the funding company the cost of the interest which they would otherwise take from you - but they will recover the cost from you, the customer. You won’t pay interest, but the supplier may add the interest cost into his sale price.

As specialists in funding, we can usually undercut the finance deals offered by equipment suppliers - even when they offer 0% finance arrangements - call us to see how.

Why you need Rangewell to arrange Asset Finance that’s right for you

Asset Finance can let you spread the cost of all kinds of equipment, but there are many different types of Asset Finance and many different providers. Not every provider works in every sector, and terms and rates can vary widely.

At Rangewell, our team includes Asset Finance experts. They can help you find the right kind of finance arrangement, the lenders who work in your sector, and the most competitive deals. By searching across the entire market, we can often find Asset Finance plans which actually undercut the 0% finance offers provided by vehicle and equipment dealers.

Meet real business owners we have helped fund equipment

I was getting embarrassed by the equipment I was using - it had come when i bought the practice. I needed to replace everything.
You can’t bring patients into a shabby waiting room, or a treatment room that has seen better days.
We lease everything. That way, we can replace equipment as soon as a better solution comes along.

Helping you build your profits

Reduce or eliminate capital costs

Spread the cost of your equipment over months or years. Some types of funding remove the need for upfront capital expenditure altogether.

Repayments that work with your operating budget

Asset Finance is secured on the assets themselves, reducing interest costs and helping your repayments fit your monthly budget.

Funding scaled to your needs

We can help you fund equipment at all levels, from individual items to entire fleets and production lines.

Reducing your risk

Asset Funding is secured on the assets themselves. If you found the repayments on equipment became a problem, the lender could simply repossess the equipment.

Lease cutting edge equipment

Leasing that will let you update your equipment whenever you need to. It means you can always work with the latest, most efficient technology.

Cutting costs with specialist lenders

Some lenders specialise in particular business sectors. At Rangewell, we can help you find these specialist lenders, helping you cut costs and simplifying applications.

Download Rangewell’s free and detailed guide to Equipment Finance for Physiotherapists

Rangewell Ebook - Download Rangewell’s free and detailed guide to Equipment Finance for Physiotherapists
  • How does Equipment Finance work?

  • What are the options?

  • How can you apply?

  • What are the costs?

  • What are the restrictions?

  • Paperwork you need to provide with your application

  • Key terms to check

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Equipment finance may count as debt

Lenders may view long-term equipment finance arrangements as debt and adjust their valuation of your business, reducing your ability to access other types of finance.

Your key equipment could be at risk

If you are unable to keep up repayments on a hire purchase or lease agreement, the equipment your business depends on could be at risk.

Getting maintenance and repair as part of your lease may be essential

Lease arrangements may include maintenance and repair. If these are the responsibility of the leasing company you need to ensure they have the necessary resources and arrangements to support your equipment.

Our service is...


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.
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