Providing funding solutions and loans for dentists

Whatever your dental practice needs we will work with you to find the finance that's right for you

Speak to one of our experts020 4525 5312

Funding options


Asset Finance

  • Get any dental equipment
  • Use the latest dental technology with no deposit finance
  • Release cash tied up in equipment With asset refinance
  • Buy or lease For your consulting room or shop

Practice Development

  • Buy your premsies - commercial mortgages form 2% above base rate
  • Dentists get 100% funding
  • Buy your competitors
  • Take on staff, expand your services

Goodwill Loans

  • Release wealth from your practice
  • Secure funds for any purpose Investment - business development - lifestyle
  • Get £50,000 - £500,000
  • Preferential rates

Talk to Rangewell – the Dental Finance Experts

Your dental practice is also a business, and every business needs financial support to grow and thrive. At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

As a dental practitioner, you probably have some major investment needs. To answer them you must have financial solutions that recognise the scale of your business and your professional status

At Rangewell we work harder to help you find better solutions - which can include 100% finance for many of your business requirements.

Whatever stage of your career you have reached, from starting up or buying into an established dental practice, or ready to update your current service, being able to use the best equipment is essential. From a digital X-ray system to a dental laser, you need the latest technology to give your patients the treatment they deserve.

Funding for your equipment

At Rangewell we have found that Asset Funding can provide the most cost-effective solutions:

Hire Purchase

If you need to spread the cost of bringing in durable equipment that will go on giving service for years, Hire Purchase can provide the answer.


If you need to use the latest dental technology without the cost of owning the equipment, leasing will give you the freedom and flexibility you need.

New or used?

Good quality used equipment may be a sound investment. If you are setting up a new practice, it may be the only practical solution. Many sources of used and refurbished dental equipment exist, but many dentists believe they would need to find cash to take advantage of the savings it offers.

At Rangewell we can help you spread the cost of used equipment as well as new equipment with Asset Finance. We also have solutions to cut the cost of vehicles. Contact us to find out more about equipment finance for your practice.

Funding to buy a dental practice

If your plans include buying an existing practice - whether as your only business (buying out a competitor) or to buy a second site and expand your existing operation - it will require a substantial investment. It may be possible to arrange a straightforward business loan. 

Business Loans

Unsecured Loans are ideal for smaller sums. Secured Loans may be used to borrow upwards of £250,000, and so may be more suitable for the costs involved in a business purchase.

If you are ready to buy in into a large practice, you may need to do so as a partner - or buy out a partner who may be retiring. Buy-in and Buyout finance recognises the challenges and provides funding tailored to help you make full use of the opportunity. Contact us to find out more.

Buying a franchise

Franchising is becoming more popular with UK dentists. It will mean a substantial initial franchise fee, as well as costs for premises and equipment purchases. There may be a monthly fee and additional expenses to consider once you are up and running, especially in the crucial first few months of operation. Conventional business lenders, such as banks, may not be able to help, as your business is technically a start-up, lacking a business history.

A Franchise Loan package may provide the solution.

Funding to buy the premises for your dental practice

Premises in a good location will be a major cost for your dental practice. You may need to borrow for the deposit on a long-term lease. Alternatively, you might want to buy a suitable property with a Commercial Mortgage. 

Commercial Property Finance is arranged on an individual basis. Find out more here.

Funding your plans with a Dental Practice Loan

A Practice Loan recognises your professional status and does not require security. It can provide a relatively high level of funding at a preferential rate of interest, which you may use for any business purpose.

Contact us to find out more about this type of funding.

Refurbishing your practice

Sometimes your existing surgery needs an update, or you have bought a second site which needs fitting out. Refurbishment Finance could give you the funds you need to get your practice up to date. Find out more about the funding you need when refurbishing a dental practice.

Tax Loans for dental practices

Tax Loans help you to spread the cost of VAT and annual tax demands into monthly payments, helping smooth your cashflow.

Our finance experts can help you deal with your tax bills.

Working Capital Finance for your dental practice

Working Capital Finance is designed to give you additional working capital, often to provide cash to pay staff and suppliers during the early weeks and months of opening a practice or during a period of growth. It is designed to be repaid in the short- to medium-term.

Our practice financing experts can help solve your working capital needs.

Growth Finance for dental professionals

Large-scale finance can be vital if you have major plans for your practice, such as acquiring a competitor. Growth Finance is a special type of funding designed to fund your plans.

Get our help finding the most competitive lending for your practice.

Goodwill Loans to help you realise the value in your dental practice

Goodwill Loans, also known as Cash Outs, use the value you have built up in your practice as the security for a loan.

They can often provide a sum comparable to your annual turnover. In general, Goodwill Loans are suitable for any purpose inside or outside the business. Many dentists use it to fund investments or property purchases.

We can help you find the most appropriate lending.

Jigsaw Funding for your dental practice

Many major projects require funding from more than one source. At Rangewell, we are experienced at creating this kind of ‘Jigsaw’ funding, which allows us to use our financial expertise to provide the most cost-effective solution for each aspect of your financial plans.

Contact us to discuss how Jigsaw Funding can provide answers for you.

There are many dental finance solutions for your practice, so contact Rangewell today to talk through your options and get a clearer understanding of what your practice can achieve.

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Reduce capital costs
    Avoid capital costs for instruments and equipment by with asset finance.
  • Cover all your equipment
    A single arrangement can cover items from multiple suppliers.
  • Repayments that fit your operating budget
    You can arrange funding tailored to your needs and resources, and to fit your monthly budget.
  • Buy your premises
    Buying your premises with a commercial mortgage can often cut your outgoings, and help you secure an appreciating asset for your dental practice.
  • Funding your operating costs
    The first months of a new dental practice can be challenging financially. We can provide solutions to help you find your feet.
  • Better than 0% finance
    Some suppliers may offer 0% finance for equipment. Call us to see how you can pay less than with these ‘interest free’ deals.

Download Rangewell’s free and detailed guide to Business Lending for Dentists

What type of commercial loans are available with practice financing?

What kinds of dental finance are there - including personal goodwill loans, practice financing, hire purchase, leasing, tax efficient borrowing solutions, credit lines and fixed rate equipment finance - from specialist lenders to give you peace of mind on loan products for any purpose.

How can Dental Finance benefit my dental practice?

How can they provide extra funds for you - without reducing funds available for your business?

Why you must find the right lender to cut costs

Is it important to use lenders that are authorised and regulated by the financial conduct authority for business loans?

The downsides of borrowing 

What finance options are available for the dental industry for pieces of equipment - can I own equipment outright or is it or is it highly recommended to head down the route of leasing your equipment?

Do Asset Finance solutions incude dental equipment leasing?

What paperwork will you need?

Can terms be as long as 25 years for financing my practice premises?

Can I apply for finance to help with practice cash flow? 

Guarantees and security

Is is better to use finance brokers when looking for practice finance?

Key Terms to check

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An additional commitmentBorrowing may be a long-term commitment, with ongoing monthly repayments which will affect your cashflow.
You may need to repayIf you sell your business, you may need to repay your borrowing.
Borrowing may be a personal liabilityLending will be secured on your practice, but you may be personally responsible for repayment with some types of loan.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.