Jigsaw Finance: Funding tailored for your needs

Experts in providing this kind of finance for businesses of all kinds

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Funding options


Versatile finance

  • Cash advances
  • Invoice funding
  • Asset finance
  • Property finance - mortgages and bridge


  • Unsecured lending over 6-60 months from 6%
  • Secured lending from 2% over base rate
  • Repayment tailored to your needs
  • Asset refinance

Innovative solutions

  • Contract funding
  • Goodwill funding
  • Mezzanine finance
  • Government grant support

Talk to Rangewell – the business finance experts

Your funding requirements may call for more than one answer. At Rangewell, we can set up Jigsaw funding - a package made up from the most appropriate solutions for each one of your finance needs.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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There are many types of business funding - but in the real world, any single type of funding may not provide the ideal answer to a complex funding need.

The answer can be Jigsaw funding - a bespoke package of funding made up of various types of finance, each one selected for a particular purpose.

Table of Contents

In the real world of business, financial needs are rarely simple. An Asset Finance solution might bring you the production equipment you need, but it can’t help bring in skilled staff to operate it. You may want to acquire premises - but a Commercial Mortgage will not provide the equipment you need inside it.

Needs become even more complicated if you are starting up, or expanding an existing business. You might need funding for premises, for tools, for vehicles, for stock and operating expenses. The type of funding that is ideal for one cost could be inappropriate or impossibly expensive for another.

At Rangewell, we have developed the solution with Jigsaw Funding.

What is Jigsaw Funding?

Jigsaw Funding is a bespoke package of funding, made up of the most appropriate type of business funding for each purpose. So a new business might have Jigsaw Funding made up of Asset Funding for equipment, a Secured Loan or Commercial Mortgage to acquire premises, and a cashflow solution based on Invoice Finance.

Each type of funding may come from a different lender, which means arranging this kind of funding package is beyond the ability of most providers. At Rangewell, because we work with all types of finance providers from across the entire UK lending market, we can select the most appropriate types of finance for your needs, and use our unique online tool to find the provider offering the most competitive rates.

How we arrange Jigsaw Funding

Our service is based on the expertise of our business finance advisors. All have worked in the finance industry for many years, and have developed an in-depth understanding of all types of business finance solutions. When you call Rangewell, we will assign an advisor who will provide a personal answer to your needs.

He or she will work with you to understand your immediate needs, and your longer-term plans. Then they will draw up a solution which uses the most appropriate funding for each aspect of your requirements. Once you have seen and understood the solution and are happy that it provides the answers to your challenges, we will use our unique combination of personal contacts and search technology to find finance providers who can offer the funds at the most competitive rates.

We will help with paperwork to fast track your applications, aiming to provide you with a complete Jigsaw Funding package with all the funding you want in the shortest possible time.

The advantages of Jigsaw Funding

Jigsaw Funding can provide solutions to finance challenges that would otherwise be insurmountable. It also offers some important advantages:

  • Flexibility - your Jigsaw Funding package will be tailored to your business
  • Reduced cost - by getting the most appropriate funding for each business need, you can avoid paying more for inappropriate or compromised solutions
  • A single solution - funding from multiple providers can be difficult to arrange. Our expertise makes it straightforward
  • Predictable payments - arranging a Jigsaw package can provide a predictable monthly repayment, and reduced administration
  • Save time - using Rangewell’s expertise to arrange funding saves your business valuable time

You tell us the challenge - we’ll help create a Jigsaw Funding package to meet it.

What can you cover with Jigsaw Funding?

Jigsaw Funding can help you get the most cost-effective and appropriate solution for all types of business funding. It can include:

Funding for equipment

Whether you are starting up, have a specific project to fund or are simply ready to move your current business on, specialist equipment is vital. At Rangewell we have found that Asset Funding can often provide the most cost-effective solutions:

Hire Purchase

If you need equipment that you want to go on giving service for years, Hire Purchase can provide the solution. Arrangements generally last between 12 and 60 months. You pay a deposit plus fixed monthly instalments for the agreed term, after which the assets become yours.

Contract Hire

If you have a sales team, distribution or mobile services, Contract Hire could help you cut the cost of your fleet.


If you need the latest equipment without the cost of owning it, leasing will give you the freedom and flexibility you need. This type of finance could be the best option for equipment which will have a limited life.

New or used?

Good quality used equipment can be a sound investment, especially if you are starting up. However, many new businesses miss out on the potential savings because their owners believe they need to find cash to pay for it. At Rangewell, we can help you spread the cost of used as well as new assets with Asset Finance.

Refinance existing assets

The equipment that your business already uses represents a considerable investment. Asset Refinance lets you re-use that investment to fund any aspect of your business, while still having full use of your assets. The finance company will buy the asset from you, providing you with a cash sum. You then buy the asset back, with a new finance arrangement.

Funding to buy your premises

Premises in a good location, with parking and public transport nearby, are essential for many businesses. You may need to borrow for the deposit on a long-term lease. Alternatively, you might want to buy your premises.

Commercial Property Finance can include Bridging Loans for short-term funding, and Commercial Mortgages for the long-term.

Specialised solutions also exist to fund property development and refurbishment.

Working Capital Finance

Working Capital Finance is designed to boost the working capital available to a business. It's often used to provide cash to pay staff and suppliers while business is slow during the early weeks and months or during a period of growth. It is designed to be repaid in the short- to medium-term.

Growth Finance

Large-scale finance can be vital if you have major plans such as acquiring a competitor. Growth Finance is a special type of funding designed to fund your growth plans.

Even if you do not have the long trading history and profit record that lenders usually require, we can help you find solutions as part of your Jigsaw Funding package.

Unsecured and Secured Loans

Lending can provide a cost-effective solution in some circumstances - talking to a Rangewell expert will help you decide if they are right for you.

There are two basic types of business loans, which can be used for any business purpose and can provide a simple way to provide the electrical supplies you need.

Unsecured business loans

Unsecured business loans can be suitable for costs up to around £250,000.  They operate much like a personal loan, and will require a personal guarantee from the directors of your business. Rates start at around 6% and repayment can be spread over up to 60 months

It may be possible to arrange an Unsecured Loan in a matter of days with some lenders.

Secured loans

Secured Loans are ‘secured’ because the lender will require security in case you cannot pay the loan back. This could be your home or your business premises. They can be used to borrow large sums. Because security reduces the risk for lenders, interest rates tend to be significantly lower than unsecured lending. Current rates may be as low as 2% over base rate.

Again, repayment terms can be agreed when you arrange your loan - although Secured Loans may take a little longer to finalise.

Contract Finance - for main contractors

Contract Finance advances funds against your future billing - in effect using the value of a contract as the security for a loan, which you can use to pay for the supplies and staff. It can even help protect your business against unexpected late payments or project delays.

This means that it is the credit rating of your end customer, rather than that of your own business, which will be central to securing the finance you need.

Cashflow funding

Cashflow is a major challenge for every business, especially if your trade is seasonal. Solutions include:

Revolving credit facilities

Revolving Credit Facilities bring a line of credit, with an agreed limit that you can call on when you need it. You only pay for the money you take out, so it can be a cost-effective way to raise funds if you need them.

Invoice Finance

If you work to supply other businesses with goods or services, you can find that clients take months to pay. Invoice Finance can bring you cash as soon as you issue an invoice, providing a flow of cash that keeps pace with the amount of business you do.

Merchant Cash Advance

Merchant Cash Advance - also known as Business Cash Advance - can provide a cash advance, which is typically equivalent to your monthly takings. An MCA or BCA can bring you the funds you need fast, often in just days. Then it makes repayment automatically, with a set percentage of every credit card payment you take going straight to the lender.

It means your customers repay your cash advance for you.

There are many other solutions that can form part of a Jigsaw Funding solution. A Goodwill Loan, Practice Loan and Mezzanine Finance may all have a part to play. At Rangewell we can look at all types of business finance to find the solutions that are right for you and your business.

How we help you capitalise your business with Jigsaw Finance

At Rangewell, we work across the entire lending industry and our finance experts have personal experience of all types of business solutions. Our team knows the lenders who specialise in each type of finance.

We put this knowledge to work for you, finding the most competitive deals for each of your business needs. It lets us ensure that we find you the most appropriate financial solutions you need to capitalise your business.

As well as conventional finance products, we can help you find Alternative Funding, using new loan providers and styles of funding.

Whether you require this type of funding plan made up of a combination of lending types or a simple solution, we will work with you to find the answers you need, and the most appropriate provider to deliver them - from jigsaw finance for chiropractors to dentists and other medical professionals.

Simply call us now to find out more.


  • Find Jigsaw Finance for an optician startup, with individual funding for premises, equipment and working finance for the first year

  • Source Jigsaw Funding to let a business buy a site, erect a kit building and set up a food wholesaling operation

  • Provide Jigsaw Funding to let a microbrewer lease a unit, acquire brewing equipment with asset finance and arrange invoice funding to finance production

  • Find Jigsaw Funding to let a retailer lease, stock and operate a convenience store at the heart of a new development

  • Create a Jigsaw package to let a vet acquire premises, a vehicle and equipment to open her practice

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Tailored to your business
    We can help set up Jigsaw Funding to fit your business, and work with you to find the most appropriate solutions.
  • Starting up
    Starting a business means many different costs. We can find the most appropriate funding for each one.
  • Supporting growth
    Growth plans can involve a wide range of expenses. Jigsaw Funding can help you find the most appropriate solution for them all.
  • Any scale of business
    We can provide Jigsaw Funding solutions whether you are starting a small business, or buying a large one.
  • Cost-effective
    We can work with you to find the most cost effective solution for your particular needs.
  • Fixed repayments
    You need to keep your outgoings under control. We can arrange Jigsaw Funding with a single, predictable payment to fit your budget.

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Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.