100% finance for buying a second site for your dental practice

Finance designed for your growth

Speak to one of our experts020 4525 5312

Funding options


Goodwill Loans

  • Release wealth from your existing practice
  • Cost-effective and tax efficient
  • Flexible arrangements
  • Use for any purpose

Commercial Mortgage

  • From 2% above base rate
  • Up to 25 years terms
  • Interest-only or capital repayment
  • Buy premises or existing business

Asset Finance

  • Provide equipment for your new branch
  • Hire Purchase from 6%
  • Lease with no upfront costs
  • Cover all types of assets

Talk to Rangewell – the business finance experts

Growing your business with a second surgery could grow your profits- but it can mean a very large investment. At Rangewell, we can use our contacts across the entire UK lending industry to provide the scale of funding you need.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

As a dentist, there is a limit to the number of patients you can see in a day

But there need not be a limit to the amount of work your practice can do

Opening a second surgery could be a rewarding investment and, at Rangewell, we can make it possible.

All the information you need

More patients mean more profits, but you will not want to compromise care by rushing a consultation.

Taking on a junior partner for your dental practice might be a solution, but restrictions on space might make it impossible to bring in another chair. The solution could be to acquire new premises and set them up as a branch practice.

Of course, there will be some major costs. New premises with transport links and sufficient space will be expensive. You will need to refurbish it and set it up with new equipment. You will also need to find staff, including a qualified junior - but it could mean doubling your patient list and turnover.

At Rangewell, we work with dentists across the country. We can help you use your special status to get up to 100% funding when you want to expand your practice by buying a second surgery.

Looking for 100% funding to buy a second site?

Find out your options today

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Using a Goodwill Loan to fund a second dental surgery

You cannot simply withdraw money from your existing dental practice without cashflow problems.

But you can use the wealth built up in it, while leaving your current business unaffected and the funds in your business bank account untouched with a Goodwill Loan.

It lets you use the goodwill built up in your existing practice as the security for a loan. It can bring you a sum comparable to your annual turnover, typically between £50,000 and £500,000, with repayment terms of up to 15 years.

Goodwill Loans are particularly suitable for dentists as they recognise your professional status with very competitive rates. The lender will simply need to review your accounts for the last few years to make a decision. Interest rates will be agreed when the loan is taken out and, although they will be variable, are likely to remain significantly more favourable than with other types of lending.

A Commercial Mortgage to buy dental premises

Premises will be a major cost factor when you are looking at a second branch for your dental practice. You will need the correct type of business premises classification, and probably want the traditional solution of premises on the high street which can attract passing trade. You may be able to take suitable above-shop premises on a long-term lease -  or you might consider a Commercial Mortgage. work much like a residential mortgage, and can be used to help you buy a surgery or even an existing dental practice as a going concern.

Funding the equipment you need for your new dental surgery

You will need cost-effective solutions for equipping your new dental surgery Equipment can be a major investment - a chair alone system alone could start at £12,000 and the list of equipment you need will go on growing. Asset Finance can be the most effective way to get the equipment you need for your surgery – or anywhere else in your practice. Both new and used equipment can be funded with Asset Finance solutions.

Asset Finance from dental equipment suppliers

Most dental equipment suppliers can provide their own Asset Finance arrangements. But in many cases, they will be making a profit from providing the finance as well as on the equipment itself.

Arranging your own finance, with help from the Rangewell team, could mean a more competitive rate and leave you better off, even if they offer 0% finance to close the sale. We have found that this sort of deal often hides an inflated purchase price. The chances are we can help you find an Asset Funding solution or a straightforward Business Loan that saves you money – even compared with 0% finance.

Buying equipment for your growing practice can be expensive

Find out how you can reduce your costs without compromising on quality

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Borrowing to buy, equip and run your second dental surgery

A business loan could help deal with the purchase, set up and running costs of your new surgery. Secured Loans can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay. They are secured because they are supported by security, such as your existing premises or your home, that the lender can take and sell if you became unable to make repayments. This reduces the risk to lenders, and allows them to reduce the cost to you.

Unsecured Loans

Unsecured business loans are a straightforward way of borrowing, and operate much like a personal loan which can be used in any way you wish. They are suitable for smaller sums, uand could provide a simple way to deal with incidental costs which can be inevitable when setting up a second branch for your business. Call us to discuss your borrowing needs, and whether an unsecured loan can provide the answer for them.

‘Jigsaw’ finance for your second dental surgery

Taking a major step like acquiring a branch dental practice may mean a range of funding requirements that don’t fit a single solution. We can provide Jigsaw Funding - a bespoke package made up of the most appropriate type of business funding for each purpose. So your practice might have Jigsaw Funding made up of Asset Funding for equipment, a Secured Loan or Commercial Mortgage to acquire premises, and a cashflow solution based on a Short-Term Loan.

Setting up the finance you need to grow your practice

As a professional with your own practice, your special status may make it possible to get 100% finance for your plans.

Many lenders will be happy to work with you - but you need to find the deal that is right for you. At Rangewell, we work with lenders across the entire UK market. We know those that may be able to offer the most attractive funding solutions. But we don’t stop there. We will work with you to understand your business plans and use our expertise to help find the funding that meets your needs. We know the lenders who can offer the most competitive rates for all types of dental practice finance, including Professional Loans, Unsecured and Secured Loans, Invoice Finance, Dental Equipment Finance, Merchant Cash Advance, Commercial Mortgages, Growth Finance and more.

When your practice is ready to grow

you need to speak to dental finance experts

Call us



Frequently this involves ‘Jigsaw’ Funding. This is a package of loans, often from various borrowers, which can let you call on the most appropriate, and most cost-effective funding for each aspect of your purchase plans. We have found that it can help people ready to make the most of their business, access a higher level of funding that could be provided by a single finance option - and reduce costs.

To find out more about setting up the finance you need to grow your practice and open a second branch simply call us. Our experts are ready to help.


  • Help arrange a 100% for an dentist, as the basis of an acquisition plan

  • Find a lender to provide a commercial mortgage

  • Help arrange asset finance to equip a surgery

  • Help arrange jigsaw funding for every stage of an expansion programme

  • Find the most effective source of funding to take on a junior

Call us



Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Funding tailored to your needs
    Funding can be drawn together from several sources and tailored to your needs.
  • Funding that recognises your status
    As a professional practice owner, you maybe able to enjoy preferential rates for borrowing.
  • No need for extra security with Goodwill Loans
    Goodwill Loans are secured on the future performance of your practice - there is no need to put your assets or possessions at risk.
  • Ensuring you have the equipment you need
    Asset Finance can help you ensure you can equip your new practice to the standards you want, and spread the cost.
  • Early repayment options
    Some loan providers will accept early repayments, reducing the total cost of your borrowing.
  • Cutting borrowing costs
    At Rangewell we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

Download Rangewell’s free and detailed guide to business lending for buying a second site for your Dental Practice

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A long-term commitmentA funding package will mean a long-term commitment, with ongoing monthly repayments.
You may need to repay if you sellIf you sell your business, you will need to repay your funding.
A personal liabilityLoans will be secured on your existing practice, but you may be personally responsible for their repayment.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.