Finance for Communication Equipment

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Funding options


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At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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Communication is key to virtually every human activity, and modern businesses of all kinds depend on their telecommunications equipment.

All the information you need

There are many types of equipment and technologies involved in communication, including:

  • Mobile communication equipment 
  • Microwave communication equipment
  • Data communication equipment & supplies
  • Radio communication equipment & systems
  • Voice communication equipment
  • Voice over Internet Protocol (VOIP) equipment

From traditional solutions, such as telephones and PABX, to new mobile voice and data solutions, video calling and conferencing and data sharing, communications represents a major investment for your business. You enjoy the return on that investment in terms of easier, faster and more efficient communications, which mean that you and your team can get more business done in less time.

Your funding options

In many cases, communication equipment is central to your business, and integrated into the computer network. Getting the latest, most capable and most dependable equipment is vital to remain competitive. It can mean a very substantial investment.

Fortunately, there are funding options which can help you finance the communications equipment you need.

  • Asset Finance
  • Asset Refinance
  • Borrowing

Asset Finance

Asset Finance - Hire Purchase, Leasing and Contract Hire - can help put virtually any type of communications equipment within your reach.

Hire Purchase – buying your equipment

Hire Purchase offers a straightforward way to spread the cost of most kinds of business equipment. You pay a fixed rate of interest and agreed monthly payments, making budgeting simple and easy. You will need to put down a deposit, typically between 5%-25% of the total price, and repay the remainder, together with the interest, over an agreed period of up to 60 months.

You may also have the option to structure your payments to fit your projected cashflow. For example, you can reduce your regular payments by agreeing to pay a large final lump sum. This is known as a balloon payment, when your business has enjoyed growth fueled by your communications equipment.

Cutting the cost of buying

The communications equipment market is highly competitive, and manufacturers and dealers will often offer HP arrangements to help them secure sales. These can sound attractive, and sometimes even include 0% finance options. While these may look impossible to beat, at Rangewell we know that there can actually be hidden costs. You may be able to save money by arranging finance yourself.

See how we can help you beat 0% finance deals.

Lease – avoiding obsolescence

Leasing solutions operate like a rental agreement.

With a Lease, your equipment is hired to you by the finance company. It remains their property, avoiding the need for capital expenditure and ensuring that you need never be left with obsolete equipment. Monthly payments and interest rates are fixed for the duration of the contract. You may also be able to choose a lease which gives maintenance and repair back to the finance company, helping reduce your risk.

You can pay for your equipment from the income it generates each month.

When equipment becomes obsolete, with better performance being available from newer models, or yours needs changing, you can simply return it to the finance house at the end of the lease. This makes it simpler to adopt new machinery, allowing you to update your operation to keep abreast of the latest developments.

Contract Hire

Contract Hire is another type of Asset Finance arrangement often used for equipment such as mobile phones. It lets you work with the latest vehicles, budget ahead in confidence and avoid the risks associated with ownership – like maintenance costs and depreciation, and allows your team to work with the latest models and technology.

You set up a contract with a finance company which will buy the devices you need, and let you hire them for a fixed period. They will be responsible for maintenance, and will simply repossess the devices at the end of the contract, allowing you to acquire another new one with a new contract.

Payments are calculated on the purchase value less the estimated value of the equipment at the end of the agreement. This helps keep your monthly repayments down, because you are only financing the device for the time when you use it.

Find out how Asset Finance solutions can benefit you when financing new assets and equipment.


It may be possible to simply borrow funding for communication equipment. Smaller devices, such as mobile phones, can be financed with business loans. These may be Secured or Unsecured.

Unsecured Loans are like personal loans but based on the creditworthiness of your business. They can often be arranged quickly, making them a simple solution if you have an urgent need for communications equipment.

They don’t involve holding any of your assets as security. Loans are repaid in monthly or quarterly instalments over an agreed term, usually under 5 years.

Modern lenders can provide fast unsecured lending, but you might need to provide a personal guarantee - which means that you would remain liable for the debt if your business was unable to pay.

You usually can’t borrow more than one month’s turnover, and most unsecured loans providers will not lend more than £250,000. For a new business operation, many lenders might only be prepared to offer a Secured Loan.

Secured Loans are ‘secured’ because the lender will require security in case you cannot pay the loan back. This could be your home or your business premises.

Providing this security means that the lender can give you longer to repay, and lower interest rates. This means that monthly repayments can be l easier to fit in with your cashflow, and it may be possible to borrow larger sums of money if you can provide suitable security.

Our lending teams can discuss your needs, and help you find the kind of loan to fit your business needs.

How we help you capitalise communications equipment

At Rangewell, we work across the entire lending industry, and our finance experts have personal experience of different business sectors. From telecoms finance to niche communications, our experience across the manufacturing industry works for you.

Their expertise works for you. Our team knows the lenders who specialise in finance for production machinery, and those who understand your business sector. It means that we can help you find the most competitive rates for all types of finance, whether you want to fund capital expenses, working capital or growth.

As well as conventional finance products, we can help you find Alternative Funding, using new loan providers and styles of funding. We know the lenders who can offer the most competitive rates for the manufacturing sector.

Whether you have a straightforward finance need or require a complicated ‘Jigsaw’ funding plan made up of a combination of types of finance, we can help you find the solution.


  • Find finance to allow a manufacturer to equip a sales team with mobile data equipment

  • Source lease agreements for communication hardware

  • Set up HP for a mobile system for a company in a Creditors Voluntary Agreement

  • Find the most competitive funding arrangement to deliver video conferencing for an international business

  • Find funding for laptops that undercuts the 0% deals offered by dealers

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Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Keep working with the latest communications technology
    Providing the latest packaging can help ensure the shelf appeal of your product and drive up sales while driving down costs.
  • Spread the cost of vital equipment
    Equipment costs can be spread over months or years. You may not even need a deposit with some types of Asset Finance.
  • Defined terms cut wasted spending
    If you’ll only use an asset for part of its life, rentals will reflect that, pay for it only for the time you have it.
  • Leasing reduces ongoing cost
    Leasing can avoid the maintenance costs associated with technical equipment.
  • Avoid depreciation costs
    With a lease you avoid depreciation. You don’t own equipment that is falling in value.
  • Low fixed monthly payments
    You need to keep your monthly outgoings under control. We can help you match payments to your budget.

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