Finance for Poultry Farming

The challenges facing the poultry industry do have solutions - but they can mean large-scale investment.

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Funding options


Hire Purchase

  • Spread costs over 6-60 months
  • Rates from 6%
  • We can often undercut ’0%’ deals from equipment suppliers
  • Balloon payment options - reduce monthly outgoings


  • No capital requirement
  • Acquire any type of equipment
  • Asset refinance available
  • No upfront costs

Large-scale funding

  • Agricultural mortgages from 2% above base rate
  • Raising funds with a commercial remortgage
  • Secured lending from 2% above base rate
  • Unsecured lending from 4.9%

Talk to Rangewell – the business finance experts

Traditional sources of funding for poultry farming cannot keep up with the new demands of the industry. At Rangewell we know the lenders who can help, and our expertise and contacts let us find the most competitive funding for your poultry business.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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Creating a poultry business can mean anything from bringing on a few dozen turkeys to running a major industrial facility.

But all have one factor in common - a need for finance to generate profits.

The market for eggs and poultry meat is growing as health concerns prompt consumers away from red meat - but at the same time, the are many new challenges.

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There is the uncertainty resulting from Brexit and the loss of subsidies.

There is the constant need to drive down costs.

There are health and welfare issues too. The new threats of avian flu and salmonella, and the extra costs made inevitable by animal welfare legislation mean that you may need new equipment and housing. Maintaining high standards of animal health, welfare and hygiene on your farm are essential for establishing consumer confidence, as well as limiting the risk of passing disease to both humans and animals.

There are new techniques and technologies which can help with all these needs. Litter drying systems, LED lighting for poultry sheds and heat exchangers are among the items that are starting to look essential for a well-run poultry operation.

At Rangewell, we understand the challenges and can help you find the financial solutions you need.

Funding options for your poultry business

Once, arranging the finance you needed meant a trip to the bank. These days, there are many more lenders and many new types of funding to consider.

The first step in securing the funding you need for the future of your poultry business farming-related business - is to look at the different types of finance available. Matching your funding need with the right type of finance can reduce your costs, save you time, and make it easier to turn your plans into reality.

They include:

  • Funding for agricultural land and premises
  • Funding for equipment
  • Asset Refinance
  • Funding for plant and energy installations
  • Funding for feed
  • Funding business acquisition

Funding for land and premises

Buying an existing farm or poultry unit, or replacing a tenancy with a freehold may be part of your strategy for the future. The price of agricultural holdings vary greatly across the country, but any acquisitions are likely to require large-scale funding.

Commercial Mortgages can be used to buy any kind of commercial property, including agricultural land, premises or existing business. Repayments can be spread over up to 25 years, and interest rates are agreed on an individual basis. A specialised agricultural mortgage can even be spread over generations.

Commercial Mortgages - together with Bridging Finance which can provide short-term access to high levels of funding - are often used to acquire land and premises. They can also be used to raise funds for virtually any business purpose. By taking out a loan secured on property that you already own, you can raise high levels of funds on the same very competitive terms as a mortgage.

Commercial Property Finance is arranged on an individual basis, and it is important to have expert help to get the arrangement that’s right for you. 

Funding for equipment

Machinery and vehicles are becoming ever more important to drive efficiency and profitability on farms. Mobile sensors, remote monitoring and automated systems are becoming essential, helping to reduce the need for expensive and hard-to-recruit workers.

Asset finance can help make the equipment you need more affordable, by spreading the costs over time. Your new equipment can pay for itself from the extra productivity and revenue it generates.

With Asset Finance, the funds you need are secured on the asset itself. This means that if you were unable to make the repayments the lender would simply repossess the asset. It can also reduce the cost of the finance, as a lower risk to the lender usually means lower interest rates to you.

There are many types of farm machinery that can be acquired with Asset Finance:

  • Poultry houses
  • Feed stores
  • Farm buildings
  • Handling and packing equipment
  • Incubators
  • Vehicles
  • Lighting
  • Heating
  • Ventilation

There are several different types of Asset Finance:

Hire Purchase

Hire purchase lets you hire equipment, vehicles and buildings until you have paid for them. Agreements generally last between 12 and 72 months and require a 10-20% deposit plus fixed monthly instalments, after which the equipment becomes yours. HP may be most suitable for equipment you will use for the long term.

Equipment vendors may offer finance arrangements to support their sales. But their finance plans may be designed to support their business rather than yours. Arranging your own finance from a specialist lender can be more cost-effective and mean substantially reduced costs.


Leasing is much like a rental agreement. You pay a monthly charge to use the asset. With some arrangements maintenance, repairs, and registration will be the owner’s responsibility. It’s common for things, such as vehicles, which will have a limited life – it means you can easily update your equipment when you need to.

Contract Hire

Contract Hire is also used for farm vehicles. Payments are calculated on the purchase value less the estimated value of the vehicle at the end of the agreement. This helps keep monthly repayments down and makes it simple to switch to a new vehicle at the end of the agreement.

Our Asset Finance team can help you lease or Hire Purchase almost any type or value of farm equipment, new or used. Find out more here.

Funding for feed and fuel

The costs of feed fluctuate, especially in winter, and represent a major expense.

Dealing with the costs can eat into your working capital. The costs of running your poultry unit will not stop there. Fue for heating sheds, wages, diesel and vet bills all mean ongoing expense.

We can help arrange short-term Working Capital Loans to deal with the costs. Find out more here.

Funding for building or buying a farming business

Building - or buying - your farm business will demand investment. While your bank may still be able to provide lending, there are now many other providers who may be more willing to lend and may be able to offer more attractive rates.

Most business loans are based around monthly repayments. However, there are lenders with experience of the farming sector who understand the pressures of seasonal cash flow. They may be able to make arrangements for quarterly repayments, or even special lending agreements to reflect seasonal income streams.

Unsecured loans don’t involve holding any assets as security against the loan, which is repaid in monthly or quarterly instalments over an agreed term, usually under 5 years. Modern lenders can provide fast unsecured lending, but you might need to provide a personal guarantee.

Unsecured loans can be arranged to provide as much as £350,000, but borrowing at this level may be more cost-effective with a Secured Loan.

Secured loans are ‘secured’ because the lender will require security in case you cannot pay the loan back. This could be your home, or business assets, such as your land itself.

You can have longer to repay, and enjoy lower interest rates, meaning monthly repayments can be smaller and easier to fit in with your cashflow.

Even if your business does not have the long trading history and profit record that lenders usually require, there are lenders who can help.

We’ll discuss your needs, and help you find the kind of loan to fit your business needs.

Funding to support your cashflow

Cashflow is a major challenge for every business. Having to wait weeks or months for invoices to be paid by produce buyers can trigger a cashflow crisis, but there are ways to help.

Invoice Finance provides cash advances based on the value of invoices you have issued, but have yet to be paid for – in effect letting you get paid as soon as you invoice.

Both Invoice Factoring and Invoice Discounting allow you to release the funds you need as soon as the produce leaves your farm.

How we help you capitalise your poultry business

At Rangewell we have finance experts with personal experience in the needs of the poultry sector.

That helps us offer a unique service. We will help you to find the most appropriate funding from lenders across the market – from established high street banks to alternative funding suppliers. Our specialist teams, experienced staff and land agents can give you all the help you need to develop a proposal and choose the right loan.

Simply call us to see how we can help your poultry business find the cash you need to succeed - from finding the finance you need to buy your farm to the finance to diversify your farming business.


  • Find the most competitive funding to allow a new operator to take over an existing broiler operation

  • Help an established farmer find funds to acquire additional acreage to help achieve organic status

  • Source funding for a second hand grader/packing solution

  • Find the most competitive finance for a farm consolidation

  • Help arrange funding for a complete 250,000 bird operation

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Repayments scaled to fit your operating budget
    Asset finance can be arranged to help your repayments fit your monthly budget. You may not even need a deposit with some types of finance.
  • Reduce capital needs by spreading repayment
    Asset finance avoids the need for large capital expenditure, by spreading the cost of your vehicles and equipment over months or years.
  • Funding for your growing business
    Asset finance can work at any scale, from an ATV to a robot milking parlour.
  • Reducing the risk to your business
    Some type of funding can put your business assets, or even your home at risk. With Asset Funding, if the repayments became a problem, the lender could simply repossess the equipment.
  • A single arrangement can cover all your equipment needs
    Asset funding can cover virtually any type of equipment, and a single arrangement can cover items from multiple suppliers.
  • Better than 0% finance
    Some farm equipment dealers may offer 0% finance deals. Call Rangewell to understand how we can help you pay less than these ‘interest free’ deals.

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Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.