Rangewell

Refinance a Property Portfolio

Maximise your income by reducing monthly repayments through effective refinancing.

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Funding options

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Refinance

  • A cost effective way to raise finance
  • £50,000 – No Maximum
  • Rates from 2% over base rate
  • Non-status and full status

Cost effective

  • Terms up to 20 years
  • Up to 80% Loan to Value available
  • Adverse Credit – no problem
  • Individual arrangements tailored to your circumstances

Flexible

  • Funds for any business purpose
  • Repayments geared to your turnover
  • Effective funding for growth
  • Refinance based on land, commercial or residential property

Talk to Rangewell – refinancing experts

We'll help you understand your options regardless of your property portfolio's size or value

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

Call us020 4525 5312
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Emailfundingenquiry@rangewell.com

How to refinance rental property portfolios

If you’ve added value to your property portfolio, why settle for subpar repayment rates or terms on your existing loans? Maximise your profitability and realise the value of your business by refinancing with Rangewell.

Table of Contents

When it comes to property development and management, there is significant profit potential for owners who can expand their ownership to multiple properties. However, if you don’t have the right financial backing, then you risk failing at the first hurdle. Having access to funds that suit your needs - both now and in the future - is vital to the success of any property portfolio.

The majority of new property developers purchase their second home via a buy-to-let mortgage or similar product, though some may also opt for auction properties secured via a bridging loan. However, as you gain experience and can prove that you add value to property, why settle for your initial loan when you can refinance to a superior option that suits your goals? 

Whether you’ve got 10 or 100 properties in your portfolio, you can’t afford to settle for loan agreements that don’t help you grow. As an established developer, you can negotiate better deals with lenders than what you may have been led to believe or forced into taking when you were just getting started. 

At Rangewell, we work with developers and landlords to find and secure the best property loans for you to refinance into. If you already have a commercial mortgage or bridging loan, you’ll have unique repayment terms that may not suit your requirements. In that case, it’s worth speaking to the experts about how property refinancing can help to reduce your costs, release capital and consolidate debt.

Want to talk to a team of financial experts about property refinance? Speak to Rangewell today. We’ll take into account your current financial arrangements and help you to determine whether refinancing is right for you. 

As independent advisors, we have access to the whole of market, so we can often support you in finding and securing property loans that will help you to meet and exceed your goals. So, get in touch today or keep reading to learn more about the different kinds of property refinance. 

Property Development Refinance

Property development is an expensive pursuit with the potential for high returns. Often, you might be met with unexpected costs and delayed deadlines as the project goes on, so when your development is nearing the end, you might have several different funding products tied up in the project. This is where property development refinance can help.

If you’ve taken on multiple credit facilities to fund your development, you can often consolidate the debt into a single repayment by refinancing to a commercial mortgage. In some cases, if you’ve taken a short-term loan such as a bridging loan, you may also be able to  secured loan using your new development as collateral. The right product for you will depend on your individual circumstances, so it’s vital to work with an advisor who knows your industry and has experience working with property developers like you. 

So, whether your project is almost complete or you are considering refinancing mid-way through development to release capital or consolidate debt, then speak to Rangewell today. 

Commercial Property Refinance

In the wake of the pandemic and subsequent lockdowns, many commercial property owners have faced financial difficulties. As a result, many commercial landlords tapped into short-term funding to stay afloat during tough economic times. 

Now is the perfect time to revisit these loans and determine whether this is still the best funding option for you, or whether you will benefit from commercial property refinance. Reducing monthly payments, extending repayment periods and releasing capital are among some of the main reasons why you may consider refinancing your commercial property.

To access the best refinancing deals, you’ll need to have a strong application and scour the whole of market to determine which lender is right for you. At Rangewell, helping business owners to find and secure finance is our speciality, so what are you waiting for? Contact us today, and our team of expert advisors will work with you through every step of the commercial refinancing process.

Give us a call today to find out how you can save money by refinancing your commercial property portfolio with Rangewell.

Landlord Refinance

As a landlord, you’ll understand the importance of having your finances in order. With the increased cost of living, your properties must continue to work for you and your business. You likely have buy-to-let mortgages for your properties, but there are other kinds of landlord financing to consider. 

Property maintenance is expensive, so you may have taken out a short-term loan to cover unexpected costs or redecoration for your rental properties. There are also tax loans, among other kinds of funding, that you may have considered as a way of spreading your business costs over a longer period of time. 

However, if you have several different finance products, then you might be able to save money, reduce monthly payments and spread the costs over a longer period with landlord refinancing. In order to find out whether now is the right time to refinance, speak to the experts at Rangewell. 

We’ll take your current debts into consideration and help you to determine if refinancing is right for you, and then we’ll find the best funding for your business as it grows.

Refinance Your Property Portfolio

No two property portfolios are the same, so it’s important that your business loans work for you, not against you. Whether you’re a residential or commercial landlord or own a combination of property types, then you’ll likely have mortgages and possibly other types of property loans. 

When you have several different loans, you might find that you have high outgoing costs. Refinancing your property portfolio can help to reduce monthly payments, as well as redistribute your debt. For example, if you are still paying off development loans from the build or redevelopment of your property, it might be time to refinance for a better-suited product that’s in line with your current and future goals as a landlord. 


Whatever your portfolio looks like, we can help

At Rangewell, we’ve worked with property owners like you to find and secure finance over both short and long term repayment periods. We’re also refinancing experts, so we can support you in reassessing your current situation and accessing finance from a wide range of lenders. 

Whatever your business needs, now might be the perfect time to consider refinancing your property. From consolidating your debts through to accessing capital locked into your existing investments, there are so many reasons to refinance. Contact Rangewell today to find out more about refinancing your property portfolio and get started today. 


 


Last update: 30 September 2022

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