Private ambulances

How the right finance can help set up your business


Talk to Rangewell – the business finance experts

As a private ambulance operator, you need financial solutions to help your business grow and thrive. At Rangewell we understand the challenges you face and we work harder to find you better solutions.

A successful ambulance operation can be lucrative, but the costs of setting up, with fully equipped vehicles and trained staff, is high.- meaning the right financial solutions are essential

Ambulance services are a growth industry. Both Emergency Ambulance Services and non-emergency medical transportation are in demand - and both require trained crews and properly equipped vehicles. 

Setting up a new ambulance business could be rewarding for you, but there will be vehicles to pay for, and you will need medical staff, a receptionist and a secure depot. Electricity and business rates will also all have to be paid for. You will need to budget to advertise your presence and to stay afloat while you build a client list and secure contracts. You will also need to invest in marketing, establishing a local presence and setting up a website.

Which all means one thing - you may need specialist Start-up Finance.

Both secured and unsecured loans could provide the answers for your plans, perhaps in combination with other types of funding

Buying an ambulance franchise

Franchising is starting to become a factor for ambulance operators in the UK, and can offer a proven business model and, often, guaranteed contracts in return for a substantial investment. Along with this substantial initial franchise fee, there will be the usual costs for vehicles, equipment and staff. Conventional business lenders, such as banks, may not be able to help as your business is technically a start-up, therefore lacking a business history.

A specialised Franchise Loan package may be essential.

Funding for your ambulance depot

While ambulances can sit in standby almost anywhere, your business will require a place for fleet storage, restocking, and maintenance. Areas with a high density of doctors, hospitals, nursing homes, and senior citizen housing might offer the best prospects. Security for vehicles and drug supplies will be essential.  

You may need to borrow with an unsecured loan for the deposit on a long-term lease. Alternatively, you might want to consider a Commercial Mortgage and buy suitable premises outright.

Providing your ambulance fleet

Modern medical equipment makes emergency ambulance service vehicles very capital-intensive, with a range of diagnostic equipment as well as triage facilities required. Non-emergency services, on the other hand, may only require lightly-outfitted vans with a focus on accessibility.

You’ll also need all the items that are essential for running a business. A desk, a chair and a computer are the minimum you will need to budget for, and if you are servicing vehicles yourself, you may need to consider a range of garage tools.

At Rangewell, we can help arrange Asset Finance plans for all your vehicle and equipment needs. These could make the vehicles and equipment you need easier to afford by spreading the costs. Some items may be new, although you may be able to save by buying some second hand. You might also consider leasing vehicles. 

New or used?

Good quality used vehicles and equipment can be a sound investment, especially if you are setting up a new ambulance business and funds are tight. However, many professionals miss out on the potential savings because they believe they need to find the cash to pay for it.

At Rangewell we can help you spread the cost of used equipment, as well as that of new equipment, with a solution called Asset Finance. The terms and rates we can secure are often better than those offered by vehicle and equipment suppliers, and we may be able to help arrange a single agreement to cover all your equipment needs.

Working Capital Finance for your ambulance operation

Working Capital Finance is designed to help boost the working capital which is available to your business. It's often used to provide cash to pay staff and suppliers while business is slow during the early weeks and months of starting up, or during a period of growth. It is usually designed to be repaid in the short- to medium-term, once your business  is fully operational and bringing in income.


  • Find the most competitive loan to let a business expand its fleet of vehicles

  • Help a new business finance the purchase of secondhand equipment

  • Source a working capital loan to allow a new business to cover their initial day-to-day expenses

  • Find the most competitive finance to allow an ambulance business to buy its premises

  • Help arrange franchise finance to get one new business up and running

Why you need Rangewell to find finance to start up your ambulance business

There are many lenders in the market, but few will provide funding to start-ups.

At Rangewell, however, we know those that will. 

Whether you have a straightforward, small-scale funding need, or require a complicated ‘Jigsaw’ funding plan made up of a combination of financial products, we can work with you to find the answers

Call us now to get our experts working for you.

Helping you build your profits

Lending tailored to your needs

At Rangewell we can help you find the most appropriate finance for any funding need your private ambulance business faces. We save you money and help you move your business forward.

Funding scaled to your business

Funding solutions are available for your business whatever its size, and whether you need individual items or a complete treatment set-up.

Building a cutting-edge offering

From simple transport ambulances to fully-equipped, state-of-the-art vehicles, we can help you find ways to afford the equipment you need.

Reducing risk with Asset Funding

If your ambulance business was to become unable to make the payments on equipment funding, the lender could simply repossess this equipment to cover their loss - none of your other assets is at risk.

Creating a bespoke solution

Whether you need premises, vehicles, start-up funding or something else, we can work with you to create a ‘jigsaw’ finance package.

Specialist lenders

Some Asset Funding providers specialise in particular sectors. At Rangewell, we can help you find the most appropriate lenders for your ambulance business.

Download Rangewell’s free and detailed guide to Finance for the Medical Profession

Rangewell Ebook - Download Rangewell’s free and detailed guide to Finance for the Medical Profession
  • What types of finance are there - which do you need?

  • Why not all providers are equal - finding the one that’s right for you

  • How we can provide an additional income stream

  • The downsides to finance - and how to avoid them

  • How to arrange finance - what paperwork do you need?

  • Key terms explained

  • Download now

By clicking "GET YOUR COPY", I also agree to Rangewell's Terms and Conditions and Privacy Policy.

Getting the right funding arrangement is essential

There are many forms of business finance available. Getting the most appropriate type for your particular needs is essential to avoid excessive costs.

Your key equipment could be at risk

If you are unable to keep up repayments on a Hire Purchase or lease agreement, the equipment your business depends on could be could be at risk.

Long-term financial commitments

You may not be able to pull out of a finance arrangement once set up. This could present a problem if your business changes direction or if technology moves on rapidly.

Our service is...


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.
By using our services, you agree to Rangewell's Cookies Policy.