Start up finance for your dental practice


Talk to Rangewell – the business finance experts

If you are ready to launch your own dental practice, at Rangewell, we’re ready to use our contacts across the entire UK lending industry to provide the funding you need.

Setting up a successful new dental practice will depend on access to the funding you need

Any start-up business faces a funding hurdle - and starting a dental practice means starting a business. Traditional lenders are only interested in lending to established businesses with years of audited accounts. Even the new breed of online business lenders usually want evidence of a year’s trading, with online accounts and VAT returns before they will consider an application.

However, setting up your own dental practice demands premises, equipment, marketing, and working finance until you have built up a patient list and become profitable.

Whether you borrow money, dip into your savings, look for equity investors or go another route, you need to understand all your options before you decide. At Rangewell, we can show you all the options, and we have a 5-step plan to help you to secure the finance you need.

Step 1 Your first step should be to ensure you understand the real costs and challenges your new business will present. You should be able to decide on a clear figure of just how much finance you will need, with costings for your chair, drill - all the equipment you need in your surgery.

Step 2 Then ensure that your own personal financial situation has no issues like outstanding debts, CCJs or other negatives. You may need to provide a Personal Guarantee to secure the funding you need.

Step 3 Prepare a business plan with a forecast profit and loss, your balance sheet and your cash flow. This should help you see how much funding you need and help lenders or investors understand the potential of your business.

Step 4 Now simply contact us. We’ll help you use your business plan as a tool to help secure the funding you need. Because we work across the entire UK lending market, we know which lenders to approach.

Step 5 We will find lenders who are prepared to provide the finance you need and use our unique online system to ensure you can secure the funds you want at the most competitive rate.

The types of funding you might consider for your start-up

Commercial Mortgage

Premises will be a major cost for your new practice, but buying with a commercial mortgage may cut costs compared with leasing. find out more about Commercial Mortgages here.

Commercial Loans

There are two types of commercial loan. Secured Loans may be suitable for larger sums, while Unsecured Loans can be arranged quickly.

Asset Finance

Asset Finance covers a range of funding solutions designed to let you spread the cost of equipment. Hire Purchase lets you acquire equipment straight away, with a single deposit payment and spread the costs in regular monthly installments over up to 5 years.  Leasing works much like a rental agreement. It lets you use the equipment without having to buy it, with a payment each month to the finance company. 

Government-backed Start-up Loans

Government supported start-up loans are now available for entrepreneurs looking to start a business. The scheme is designed for individuals over the age of 18 who have a viable business plan, but no access to finance. The scheme can provide loans to businesses in every sector.

‘Jigsaw’ finance

Setting up a practice may mean a range of funding is required. We can provide Jigsaw Funding - a bespoke package made up of the most appropriate type of funding for each need. We have found that it can help people ready to make the most of their business, access a higher level of funding that could be provided by a single finance option - and reduce costs.


  • Find funding to allow a new practice to acquire premises

  • Help find the most competitive funding to fud the first months of a new practice

  • Source a professional loan for dentist ready to start a practice

  • Find the most competitive lender for equipment and spread the cost with HP

  • Help arrange ‘jigsaw’ funding for all aspects of a startup

Getting the help you need from Rangewell

Coming to Rangewell means getting inancial experts working for you and your new practice.

We can discuss your objectives and help find answers that are right for you,  with financial solutions that include Professional Loans, Unsecured and Secured Loans, Invoice Finance, Asset Finance, Merchant Cash Advance, Commercial Mortgages, Growth Finance and more.

To find out more about setting up the finance you need to set up your practice  simply call us. Our experts are ready to help.

Meet real dentists who have recently started up

I wanted to set up cosmetic practice. Rangewell helped find the funding.
I didn’t know where to start. Rangewell helped every step of the way.
Starting up means plenty of financial challenges. Rangewell helped me find the answers.

Helping you build your profits

Funding to suit your plans

Every practice is different, and we can work with you to find financial solutions designed around your particular circumstances.

Take your pick of the lending market

We understand all types of business finance, and have mapped thousands of products from hundreds of suppliers.

Experience in the dental sector

Our expert team includes people who have worked with dental practices. They understand the challenges you face, and know the answers.

Jigsaw Finance

You may need finance with different types of lending for specific purposes. Because we cover the entire business lending market, we can help you find tailored jigsaw funding.

Getting government support

Government start-up funding can help provide the investment you need. At Rangewell, we can help you secure it.

Finance that can grow with you

Having flexible funding that can grow with you could help you make the most of the potential of your practice.

Download Rangewell’s free and detailed guide to Funding your Startup

Rangewell Ebook - Download Rangewell’s free and detailed guide to Funding your Startup
  • What finance is available for startups?

  • Can a loan get your business off the ground?

  • What are the real costs?

  • Why you must find the right lender - and why most lenders can’t help

  • The downsides of borrowing

  • What are guarantees and security?

  • Key Terms to check

  • Download now

Money management skills are essential

Managing money is key to a successful business. You’ll need to understand banking, cashflow, bookkeeping and accounts, and more.

Loans have to be repaid

If you secure lending to launch your business, you will have to repay it from the profits you make. You need to be confident that your business can generate the necessary funds.

Can you afford to risk your assets?

You might have to take out a secured loan based on the value of your home. What if your business failed and you were forced to sell your house?

Our service is...


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.