Refurbishing your dental practice


Unsecured Loans

  • 1 to 60 months
  • Borrow up to £250,000
  • Rates from 4.9%
  • Straightforward monthly repayments

Secured Loans

  • Fixed repayments
  • Flexible repayment terms
  • Rates from 2% above base rate
  • Larger sums available

Asset Finance

  • Provide equipment
  • Hire Purchase from 6%
  • Lease with no upfront costs
  • Cover all types of assets

Talk to Rangewell – the business finance experts

At Rangewell, we help dental professionals across the country find the financial answers they need - including answers for refurbishment.

Your dental surgery must be clean, modern and well-equipped. We can find the most cost-effective way to fund refurbishments

Tired surroundings and worn equipment send a negative message about your practice - but providing fresh, modern surroundings for your patients and bringing in the latest dental equipment can be a major expense. At Rangewell, we can help you find solutions for refurbishment, using our contacts across the entire UK lending industry to provide the most cost-effective answers for your particular needs.

Work with the best dental equipment

Asset Finance can be the most effective way to provide the equipment you want for your dental surgery, from the latest chair and treatment systems to the seating in your waiting room. Asset Finance covers a range of funding solutions:

Hire Purchase

Hire Purchase lets you acquire equipment straight away, with a single deposit payment. It then lets you spread the costs in regular monthly instalments over up to 5 years. At the end of this term, you own the asset outright, making it ideal for items which have a high cost and a relatively long life.


Leasing works much like a rental agreement. It lets you use the equipment without having to buy it, with a payment each month to the finance company. For technical equipment which could go out of date, leasing can be ideal, as it can be easy to update when a better model becomes available. Leasing can also include maintenance agreements - meaning that keeping your equipment in perfect condition remains the responsibility of the lender - helping you avoid any unexpected costs.

Both new and used equipment can be funded with Asset Finance solutions.

Borrowing to fund refurbishment

A Business Loan could provide solutions for many types of refurbishment work, from simple redecoration to conversions and constructing extensions.

Secured Loans

Secured Loans can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay. They are secured because they are supported by security, such as your existing premises or your home, that the lender can take and sell if you became unable to make repayments. This reduces the risk to lenders, and allows them to reduce the cost to you. They can have a part to play in expanding your business, and could even be sufficient to acquire smaller premises.

Unsecured Loans

Unsecured Business Loans are a straightforward way of borrowing, and operate much like a personal loan which can be used in any way you wish. They are suitable for smaller sums, up to £250,000, but often far less. The loan is repaid in monthly or quarterly instalments over an agreed term under 5 years. Decisions can be fast, inside a working day with some lenders, but you will need to provide a Personal Guarantee meaning that you will become personally liable for the debt if your business was unable to pay.


  • Find a lender to provide funding to update premises

  • Help arrange asset finance to re-equip a consulting room

  • Help arrange a secured loan to extend a practice's premises

  • Find the most effective source of funding to allow a dentist to overhaul their entire property

The finance you need for your dental surgery

As a professional with your own practice, you may be in a very good position to raise the finance you need when you are ready to consider expansion.

Many lenders will be happy to work with you - but not all will be able to offer the most competitive solutions for your needs.

At Rangewell, we know lenders that offer the most attractive funding solutions. But we don’t stop there. We will work with you to understand your business plans, and use our expertise to help find the funding that meets your needs. We can find the most competitive rates for all types of finance, including Professional Loans, Unsecured and Secured Loans, Invoice Finance, Asset Finance, Merchant Cash Advance, Commercial Mortgages, Growth Finance and more.

To find out more about simply call us. Our experts are ready to help.

Meet real dentists who we have helped

I’d bought a practice that hadn’t been updated since the 80s. Everything needed refurbishing. Rangewell had the answers
I needed to refurbish the practice - Rangewell made it simple.
Converting a store room for a second chair meant some big costs - but worth it.

Helping you build your profits

Funding tailored to your needs

Funding can be drawn together from several sources and tailored to your needs.

Funding that recognises your status

As a professional practice owner, you maybe able to enjoy preferential rates for borrowing.

Simple and fast unsecured loans

Unsecured loans can be arranged quickly - there is no need to put your assets or possessions at risk.

Ensuring you have the equipment you need

Asset Finance can help you ensure you can equip your new practice to the standards you want, and spread the cost.

Early repayment options

Some loan providers will accept early repayments, reducing the total cost of your borrowing.

Cutting borrowing costs

At Rangewell we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

Download Rangewell’s free and detailed guide to lending for Dental Practice Refurbishments

Rangewell Ebook - Download Rangewell’s free and detailed guide to lending for Dental Practice Refurbishments
  • What kinds of business funding are there for dental practices? 

  • Why it is as important to find the right lender for your refurbishment project as it is to find the right project management team

  • Are there any downsides to borrowing for dental refurbishment?

  • Can I find a funding solution to cover both the practice's refurbishment and the additional dental equipment I will need?

  • What paperwork will I need to submit with my application for finance?

  • Do I have to submit my dental surgery design to lenders?

  • Will I need to provide guarantees or security?

  • What are the key terms I need to check with my funding application?

  • Download our free e-book on refurbishment finance for your dental practice

By clicking "GET YOUR COPY", I also agree to Rangewell's Terms and Conditions and Privacy Policy.

A long-term commitment

A funding package will mean a long-term commitment, with ongoing monthly repayments.

You may need to repay if you sell

If you sell your business, you will need to repay your funding.

A personal liability

Loans will be secured on your existing practice, but you may be personally responsible for their repayment.

Our service is...


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.
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