020 3318 2613

Jigsaw Finance for Dentists

Speak to one of our experts020 3318 2613

Asset Finance

  • Hire Purchase
  • Spread cost over 5 years
  • Leasing
  • Acquire equipment with no upfront costs


  • Unsecured lending over 6-60 months from 6%
  • Secured lending from 2% over base rate
  • Repayment tailored to your needs
  • Property finance

Innovative solutions

  • Merchant Cash Advances
  • Goodwill Loans
  • Tax Funding
  • Cash Advances

Talk to Rangewell – the business finance experts

Your funding requirements may call for more than one answer. At Rangewell, we can set up Jigsaw funding - a package made up from the most appropriate solutions for each one of your finance needs.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

There are many types of business funding - but in reality, any single type of funding may not provide the answer to a complex funding need

The answer can be Jigsaw Funding - made up of various types of finance, each one selected for a particular purpose.

Your dental practice may have many types of financial needs. You might, for example, need premises, equipment and to take on staff as part of your growth plans. No single funding type can provide the most cost-effective answer to them all. The type of funding that is ideal for one cost could be inappropriate or impossibly expensive for another.

At Rangewell, we have can provide the solution with Jigsaw Finance. Jigsaw Funding is a bespoke funding package designed around your needs and made up of the most appropriate type of finance for each purpose.

So a new practice might have Jigsaw Funding made up of Asset Funding for equipment, a Secured Loan or Commercial Mortgage to acquire premises, and a cashflow solution based on a Merchant Cash Advance. You may need each type of finance from a different lender - which can make this type of funding difficult to arrange.

At Rangewell, because we work with all types of finance providers from across the entire UK lending market, we can select the most appropriate types of finance for your needs, and use our unique online tool to find the provider offering the most competitive rate.

The advantages of Jigsaw Funding

Jigsaw Funding can provide solutions to finance challenges that would otherwise be insurmountable. It also offers some important advantages:

  • Flexibility - your Jigsaw Funding package will be tailored to your business
  • Reduced cost - by getting the most appropriate funding for each business need, you can avoid paying more for an inappropriate or compromised solution
  • A single solution -  funding from multiple providers can be difficult to arrange. Our expertise makes it straightforward
  • Predictable payments - arranging a Jigsaw package can provide a predictable monthly repayment and reduced administration
  • Save time - using Rangewell’s expertise to arrange funding saves your business valuable time

You tell us the challenge - we’ll help create a Jigsaw Funding package to meet it.

Jigsaw Funding packages for dentists can include:

Goodwill Loan

A Goodwill Loan, also known as a Capital Withdrawal Loan or Cash Out, can let you access the value in your business without withdrawing funds from it.  It can bring you a sum comparable to your annual turnover, probably in excess of  £500,000, with repayment terms of up to 15 years. Goodwill Loans can reflect your professional status with very competitive rates, making this finance product a key component of many Jigsaw Funding packages for dental professionals like yourself.

Funding for equipment

At Rangewell we have found that Asset Finance can provide the most cost-effective solution for dental equipment needs, from hand tools to your chair and digital x-ray system, letting you lease equipment or spread the costs with Hire Purchase.

Funding for premises

Premises in a good location, with parking and public transport nearby, are essential for your practice. Commercial Mortgages work much like a residential mortgage and can be used to help you buy a surgery or even an existing practice. Commercial Property Finance is arranged on an individual basis. Rates and terms will be agreed based on your business plans. Commercial Property Finance can also include Bridging Loans for short-term funding, and Commercial Mortgages for the long term.

Funding for working capital

Working Capital Finance is designed to boost the working capital available to your practice. It's often used to provide cash to pay staff and suppliers while business is slow during the early weeks and months or during a period of growth. It is designed to be repaid in the short- to medium-term.

Growth Finance

Large-scale finance can be vital if you have major plans such as acquiring a competitor. Growth Finance is a special type of funding designed to fund your growth plans. Even if you do not have the long trading history and profit record that lenders usually require, we can help you find solutions as part of your Jigsaw Funding package.

Unsecured and Secured Loans

Lending can provide a cost-effective solution in some circumstances - talking to a Rangewell expert will help you decide if they are right for you.

There are two types of commercial loan - Secured and Unsecured - which could provide the funding your practice might need.

  • Secured Loans must be supported by security, such as your home, that the lender would take and sell if you became unable to make repayments. This reduces the risk to lenders, and allows them to reduce the cost to you, with rates that can be as low as 2% above base rate, and ten or more years to repay. 
  • Unsecured business loans are much like a personal loan. The loan is repaid in monthly or quarterly instalments over an agreed term under 5 years. Decisions can be fast but you will need to provide a Personal Guarantee meaning that you will be personally liable for the debt if your business was unable to pay.

Revolving Credit Facilities

Revolving Credit Facilities bring a line of credit with an agreed limit that you can call on when you need it. You only pay for the money you take out, so it can be a cost-effective way to raise funds if you need them.

Merchant Cash Advance

Merchant Cash Advance - also known as Business Cash Advance - can provide a cash advance, which is typically equivalent to your monthly takings. An MCA or BCA can bring you the funds you need fast, often in just days. Then it makes repayment automatically, with a set percentage of every credit card payment you take going straight to the lender. It means your customers repay your cash advance for you.

There are many other solutions that can form part of a Jigsaw Funding solution. At Rangewell we can look at all types of business finance to find the solutions that are right for you and your business.

How we help you capitalise your dental practice with Jigsaw Finance

When you call Rangewell, we will assign an expert business finance advisor who will provide a personal answer to your needs.

He or she will work with you to understand the challenges your dental practice faces. Then they will draw up a solution which uses the most appropriate funding for each aspect of your requirements and use our unique combination of personal contacts and search technology to find finance providers who can offer the funds at the most competitive rates.

We will help with paperwork to fast track your applications, aiming to provide you with a complete Jigsaw Funding package with all the funding you want in the shortest possible time.

Simply call us now to find out more. 


  • Find Jigsaw Finance for a startup, with individual funding for premises, equipment and working capital for the first year

  • Provide Jigsaw Funding to let a dentist lease a unit in a new retail development

  • Find Jigsaw Funding to let a dentist lease and equip rooms in a new health centre

  • Create a Jigsaw package to let a dentist set up a second chair

What dentist say about Jigsaw Finance

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Tailored to your business
    We can help set up Jigsaw Funding to fit your business, and work with you to find the most appropriate solutions.
  • Starting up
    Starting a business means many different costs. We can find the most appropriate funding for each one.
  • Supporting growth
    Growth plans can involve a wide range of expenses. Jigsaw Funding can help you find the most appropriate solution for them all.
  • Any scale of business
    We can provide Jigsaw Funding solutions whether you are starting a small business, or buying a large one.
  • Cost-effective
    We can work with you to find the most cost effective solution for your particular needs.
  • Fixed repayments
    You need to keep your outgoings under control. We can arrange Jigsaw Funding with a single, predictable payment to fit your budget.

Download Rangewell’s free and detailed guide to Business Lending for Dentists

What type of commercial loans are available with practice financing?

What kinds of dental finance are there - including personal goodwill loans, practice financing, hire purchase, leasing, tax efficient borrowing solutions, credit lines and fixed rate equipment finance - from specialist lenders to give you peace of mind on loan products for any purpose.

How can Dental Finance benefit my dental practice?

How can they provide extra funds for you - without reducing funds available for your business?

Why you must find the right lender to cut costs

Is it important to use lenders that are authorised and regulated by the financial conduct authority for business loans?

The downsides of borrowing 

What finance options are available for the dental industry for pieces of equipment - can I own equipment outright or is it or is it highly recommended to head down the route of leasing your equipment?

Do Asset Finance solutions incude dental equipment leasing?

What paperwork will you need?

Can terms be as long as 25 years for financing my practice premises?

Can I apply for finance to help with practice cash flow? 

Guarantees and security

Is is better to use finance brokers when looking for practice finance?

Key Terms to check

Download now

Download your Rangewell Business e-Book

Available in ePub, mobi and .pdf format

By clicking "Get your copy now" you agree to Rangewell's Terms and Conditions and Privacy Policy.
An additional commitment
Borrowing may be a long-term commitment, with ongoing monthly repayments which will affect your cashflow.
You may need to repay
If you sell your business, you may need to repay your borrowing.
Borrowing may be a personal liability
Lending will be secured on your practice, but you may be personally responsible for repayment with some types of loan.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.