Funding for chiropractors to buy a competitor

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Funding options


Goodwill Loans

  • Release wealth from your existing practice
  • Cost-effective and tax efficient
  • Flexible arrangements
  • Use for any purpose

Commercial Mortgages

  • From 2% above base rate
  • Up to 25 years terms
  • Interest-only or capital repayment
  • Buy premises or existing business

Commercial Loans

  • Unsecured lending from 6%
  • Up to 5 years to repay
  • Secured lending from 2% above base rate
  • Long repayment terms

Talk to Rangewell – the business finance experts

Ready to buy a competitor to grow your chiropractic business? At Rangewell, we can use our contacts across the entire UK lending industry to provide the scale of funding you need.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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Are you chiropractor running a successful practice? How can you take it to the next level? The solution could be to acquire a competitor.

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Buying a competitor could expand grow your patient list and increase turnover, but the costs could be in the order of hundreds of thousands of pounds, especially if the chiropractor you are buying owns the premises they work from. At Rangewell, we can help you find the funding you need with a range of solutions.

A Goodwill Loan could release the value in your existing chiropractic business

A Goodwill Loan, also known as a Capital Withdrawal Loan or Cash Out, can let you access the value in your business without withdrawing funds from it.

It lets you use the goodwill built up in your practice as the security for a loan. It can bring you a sum comparable to your annual turnover, probably in excess of £250,000, with repayment terms of up to 15 years.

Commercial Mortgages - using the value of your property

Remortgaging your premises could provide a high level of funding - enough to buy a competitor. Commercial Mortgages work much like a residential mortgage, and can be used to provide a high level of funding - lenders have a minimum loan value of £75,000 or more, but there is no set upper limit. Rates and terms will be agreed based on your business plans.

Borrowing with a Commercial Loan

There are two types of Commercial Loan:

Secured Loans

Secured Loans can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay.  

Unsecured Loans

Unsecured business loans operate much like a personal loan and are suitable for smaller sums, up to £250,000, but often far less. The loan is repaid in monthly or quarterly instalments over an agreed term under 5 years.  

‘Jigsaw’ Finance designed around your chiropractic business

Acquiring a competitor may mean a range of funding requirements. We can provide Jigsaw Funding - a bespoke package made up of the most appropriate type of funding for each purpose.

The finance you need to buy a competitor

Many lenders will be happy to work with you - but not all will be able to offer the most competitive solutions.

At Rangewell, we know lenders that can. But we don’t stop there. We will work with you to understand your business plans and use our expertise to help find the funding that meets your needs. We can find the most competitive rates for all types of finance, including Professional Loans, Unsecured and Secured Loans, Invoice Finance, Asset Finance, Merchant Cash Advance, Commercial Mortgages, Growth Finance and more.

For answers on the finance you need to buy a competitor, simply call us.


  • Help arrange a 100% loan for a chiropractor, as the basis of an acquisition plan

  • Find a lender to provide a commercial mortgage to acquire a business

  • Help arrange jigsaw funding for every stage of a chiropractors acquisition

  • Work with a chiropractor to find the most effective source of funding

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Funding tailored to your needs
    Funding can be drawn together from several sources and tailored to your needs.
  • Funding that recognises your status
    As a professional chiropractor with your own practice, you may be able to enjoy preferential rates for borrowing.
  • No need for extra security with Goodwill Loans
    Goodwill Loans are secured on the future performance of your practice - there is no need to put your assets or possessions at risk.
  • Covering all the costs with jigsaw funding
    We can help you arrange bespoke funding tailored around your needs.
  • Early repayment options
    Some loan providers will accept early repayments, reducing the total cost of your borrowing.
  • Cutting borrowing costs
    At Rangewell we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

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Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.