Equipment Finance for Chiropractors
Making the equipment you need affordable
- Terms from 6 to 72 months
- No maximum value
- Annual rates from 6%
- We can almost always undercut so-called "0% finance" deals from suppliers
Leasing and Contract Hire
- Reduce monthly outgoings
- Adverse Credit – no problem
- Assets generate cash - paying for themselves
- Funds for any type of equipment
- Up to 100% funding
- Lease any type of asset
- New or used equipment
Talk to Rangewell – the business finance expertsAny equipment you use in your chiropractic work will be expensive, because quality, durability and safety are essential. At Rangewell, we can use our contacts across the entire UK lending industry to provide the funding you need.
From computer hardware to diagnostic instruments, your practice needs a growing range of equipment.
When you need equipment for your chiropractic clinic, you can’t afford to use anything less than the best. The treatment you give, your patients' conditions and your professional reputation may all depend on it. Not having the cash to buy top of the range equipment outright does not mean that you need to try and work without it.
Whether you are starting up or ready to move your current business on, a wide range of equipment will be essential, including:
- X-ray equipment
- Ultrasound equipment
- Equipment sterilizers
- IT equipment – from handheld devices to a centralised booking and billing system
- Vehicles - a car to help you provide a mobile service
At Rangewell we have found that Asset Funding can provide the most cost-effective solutions for most kinds of equipment It can be the most effective way to get the equipment you need for your treatment room, office or anywhere else in your practice and spread the cost.
Asset Finance is a broad term that covers a range of funding solutions. They provide access to all kinds of assets - equipment, IT, even straightforward shop fittings your practice must have - without making impossible demands on your cash flow.
Hire Purchase lets you acquire an asset right away and spread the costs in instalments over an agreed time, often up to 5 years or more. At the end of this term, you own the asset outright. Hire Purchase is often used for items which have a high cost and a relatively long life. A bench you will use for years might be ideal for Hire Purchase.
Leasing works much like a rental agreement and lets you use the equipment you need without having to buy it outright. You pay the finance company each month for using the asset. If you are using a technical piece of equipment which could go out of date, a leasing agreement can be ideal, as it can be easy to update it when a better model becomes available. Leasing can also include maintenance agreements - meaning that keeping your equipment in perfect condition is the responsibility of the lender.
New or secondhand?
New equipment may be ideal, but refurbished equipment can also be a good investment for the future of your business. We can help you cut costs with pre-owned equipment – then cut them again with Asset Finance
Can a supplier provide finance?
Most suppliers will provide their own asset finance arrangements. But in many cases, they will be making a profit from the finance as well as on the equipment itself.
They may even offer 0% finance to close the sale. It looks as cheap as buying with cash, and it can be tempting to take up a 0% offer. But there is a catch.
With a 0% deal, the dealer pays the funding company the cost of the interest which they would otherwise take from you - but they will recover the cost from you, the customer. You won’t pay interest, but the supplier may add the interest cost into his sale price.
Why you need Rangewell to arrange Asset Finance that’s right for you
Asset Finance can let you spread the cost of all kinds of equipment, but there are many different types of Asset Finance and many different providers. Not all providers work in every sector, and terms and rates can vary widely.
At Rangewell, our team includes Asset Finance experts. They can help you find the right kind of finance arrangement, the lenders who work in your sector, and the most competitive deals, often with solutions that undercut 0% finance offers provided by vehicle and equipment dealers.
REAL EXAMPLES OF WHAT WE CAN DO
Find the most competitive funding to allow a new practice to bring in basic instruments
Help a small practice find funding for a range of pre-used equipment
Source a lease arrangement to allow a practice to provide partners with new vehicles
Find the most competitive finance to buy a portable ultrasound kit
Help a consultant set up his practice with business as well as medical equipment
Meet real business owners we have helped fund equipment
Helping you build your profits
Reduce or eliminate capital costsSpread the cost of your equipment over months or years. Some types of funding remove need for upfront capital expenditure altogether.
Repayments that work with your operating budgetAsset Finance is secured on the assets themselves, reducing interest costs and helping your repayments fit your monthly budget.
Funding scaled to your needsWe can help you fund equipment at all levels, from individual items to entire fleets and production lines.
Reducing your riskAsset Funding is secured on the assets themselves. If you found the repayments on equipment became a problem, the lender could simply repossess the equipment.
Lease cutting-edge equipmentLeasing that will let you update your equipment whenever you need to. It means you can always work with the latest, most efficient technology.
Cutting costs with specialist lendersSome lenders specialise in particular business sectors. At Rangewell, we can help you find these specialist lenders, helping you cut costs and simplifying applications.
Our service is...
ImpartialTransparent and independent, treating all lenders equally, finding the best deals.
In-depthEvery type of finance for every type of business from the entire market - over 300 lenders.
In-personSpecialist Finance Experts support you every step of the way.
FreeWe make no charge of any kind when we help you find the loan you need.