Buying Out Your Pharmacy Partner

The confidentiality, expertise and finance to help you buy out your partner quickly and efficiently

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Funding options


Finance to suit your needs

  • From 2% above base rate
  • Up to 25 years terms
  • Flexible repayment arrangements

Flexible Finance

  • War-chest to continue expansion
  • Partial Interest Only Available
  • Early repayments without penalty

Referral to Experts

  • Buying out partners can be stressful
  • Transactional Support throughout
  • Referrals to specialist accountants and solicitors

Talk to Rangewell - the experts in Pharmacy Partner Buy-outs

Buying out an existing pharmacy partner can be stressful and mean a very substantial investment. Rangewell, can refer you to specialist advisors as well as using our contacts across the entire UK lending industry to provide the scale of funding you need.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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A pharmacy can be the heart of a lucrative business. Acquiring a partnership or other share in an existing high street chemists or buying it outright can be an excellent investment. But you will need to provide a high level of funding

Table of Contents

Buying into a high street practice with potential as well as an established customer base would mean profits from day one - and avoid the costs - and uncertainties - of setting up a pharmacy practice of your own. 

Partner Buy-ins are very common with larger practices - as they may offer a way for an existing partner to leave the business, often to retire.

However, funding will be required from the joining partner in order to recompense the exiting partner for his or her hard work spent in building up the practice. Some funding may also be required by the business itself to move forward.

With a Buyout you may be able to acquire an entire business. Many established chemist shops are often passed on to new phariacist owners in exactly this way.

The sums involved will usually reflect how much of the business you are acquiring and also the scale of its operation. But, whether you are taking over a small practice or taking a share in one of the major high street chemists, it is essential for you to find the most appropriate kind of funding solution, along with the most competitive rates.

Funding a Partner Buy-in or Buyout

At Rangewell, we know several ways to provide the scale of funding required by you to acquire a chemist shop with specialist pharmacist competitor buyout and buy-in funding. 

Secured Loans 

The scale of funding required with larger practices - which can be £250,000 or more - may well make some form of Secured Loan necessary. Security, such as the business premises or even your home, may be required to get the amount you need, but will be at risk if you cannot keep up repayments on the agreement.

Practice Loans

It may also be possible to arrange a loan that is, effectively, an advance secured on the future performance of the business you're buying into. This type of funding can be quite common in the medical sector.

Asset Refinance

Borrowing against the existing assets in the business, which may include a substantial investment in shopfitting and retail equipment, as well as if you have any diagnostic tools in your consulting room, may allow a high level of funding to be raised.

Unsecured Loans

Lenders may provide an Unsecured Loan, repayable over three to five years to support an buy in or buy out. No security is required, but you will need to provide a personal guarantee or this type of lending.

“I enjoy the professional side of pharmacy - but running a chemist shop can mean real rewards. I needed to buy a business that would provide a growing revenue as well as a chance to practice. It can be a little daunting looking at the costs involved when you need to buy a business. Buying a successful business will cost more - but of course, it is worth it.”

Why you need Rangewell to find finance for your Buy-in or Buyout

If you are planning to buy into an established chemist business, many lenders will be happy to lend to you. Your status as a pharmacy professional represents a good business risk, and you can prove the viability of an existing business with accounts. 

But not all lenders will be prepared to offer the most competitive terms, or even provide the flexibility that you need.

Looking for the most competitive deal across the entire market takes time and expertise. We know the lenders who can offer the most competitive rates, plus we can find solutions for all types of finance including Professional Loans, Unsecured and Secured Loans, Invoice Finance, Asset Finance, Merchant Cash Advance, Commercial Mortgages, Growth Finance along with much more.

As well as conventional loan products, we can also help you find Alternative Funding, using new loan providers and styles of funding.

So whether you have a straightforward, small-scale funding need, or require a complicated ‘Jigsaw’ funding plan made up of a combination of several financial products, we can work with you and your business goals to find the answers.

Call us now to get our experts working for you to find any type of finance for pharmacists, even including specialist products such as Tax Loans for pharmacists.


  • Source a Professional Loan to allow a recently-qualified pharmacist to buy a partnership

  • Find the most competitive Asset Refinance deal to allow a buyout

  • Help a pharmacist arrange ‘Jigsaw’ Funding to allow her to acquire an existing practice

  • Find finance to allow two partners to acquire a large established practice

  • Produce funding for an experienced business owner to buy into a prestigious city-wide partnership

Last update: 25 June 2023

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