Goodwill Loans for Dentists

Releasing the value in your practice

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Talk to Rangewell – the business finance experts

Your practice generates wealth. At Rangewell, we can set up Goodwill Loans so you can benefit from it.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

As a dentist, you probably run a practice that creates a great deal of wealth.

But it can be difficult to enjoy the benefits of all the hard work you put in.

Your dental practice is probably highly profitable - but the value may be locked away in the business, and difficult for you to access. The taxman won’t let you take money out without penalty - and your cashflow would suffer if you simply withdrew funds.

But there is a way to enjoy the results of your hard work - with Goodwill Loans. A Goodwill Loan can help you enjoy the wealth you have created, or use it to reinvest in your dental practice.

What is a dentist's Goodwill Loan?

A Goodwill Loan, also known as a Capital Withdrawal Loan or Cash Out, can let you access the value in your practice without withdrawing funds from it.

It works by letting you use the goodwill built up in the practice as the security for a loan, which you can use for a wide range of purposes.

What a Goodwill Loan can do for your dental practice

A Goodwill Loan is secured on the value of the future of your business. It can bring you a sum comparable to your annual turnover, typically between £50,000 and £500,000, with repayment terms of up to 15 years.

it could let you buy your premises, or invest in the latest technology.

What a Goodwill Loan can do for you

You are not restricted to using the money you draw down for business purposes. Your Goodwill Loan can be used in any way that you wish, including:

  • Buying investment property in the UK
  • Buy property overseas for investment or leisure
  • Buying a second home
  • School or college fees
  • Buying another business, or a second property to expand your existing practice
  • To support retirement planning
  • Investment

There are a few limits on what you can do with your loan - you can’t use it to pay off your mortgage on your main home, for example.

A Goodwill Loan can give you a great deal of extra spending power while letting your dental practice retain the funds it needs to operate and grow. 

It’s easy and fast to arrange. The lender will simply need to review your accounts for the last few years to make a decision. Interest rates will be agreed when the loan is taken out and, although they will be variable, are likely to remain significantly more favourable than with other types of lending.

Goodwill Loans can be arranged at short notice, and there is no need to provide any kind of deposit or additional security.

At Rangewell, we have already helped many dentists enjoy the financial benefits of their hard work with Goodwill Loans.

Call us. We can explain the potential of this type of lending and help you approach the most suitable lenders.

See the different types of dental practice loan available.

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Cash never leaves your practice
    A Goodwill Loan leaves your practice finances completely unaffected.
  • Versatile funding for any purpose
    A Goodwill Loan can be used for any purpose, from investment or buying property or simply for leisure.
  • No need for extra security
    Goodwill Loans are secured on the future performance of your practice - there is no need to put your assets or possessions at risk.
  • Competitive rate funding
    Goodwill Loans represent a cost-effective way to borrow, as repayment rates can be very competitive.
  • Early repayment options
    Some Goodwill Loan providers will accept early repayments, reducing the total cost of your borrowing - and letting your loan pay for itself.
  • Avoid tax implications
    Your Goodwill Loan will let you benefit from the value built up in your practice, with no tax implications for you or your business.

Download Rangewell’s free and detailed guide to Goodwill loans

How do Goodwill Loans work?
How can they provide extra funds for you - without reducing funds available for your business?
Why you must find the right lender to cut costs
The downsides of borrowing
What paperwork you need?
Guarantees and security
Key Terms to check

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An additional commitmentA Goodwill Loan is a long-term commitment, with ongoing monthly repayments.
You may need to repayIf you sell your business, you may need to repay your Goodwill Loan.
A personal liabilityThe loan will be secured on your practice, but you may be personally responsible for repayment.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.