Dentists: Buying your freehold property to operate from

If you are ready to buy your premises we are ready to help

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Goodwill Loans

  • Release wealth from your existing practice
  • Cost-effective and tax efficient
  • Flexible arrangements
  • Use for any purpose

Commercial Mortgages

  • From 2% above base rate
  • Up to 25 years terms
  • Interest-only or capital repayment
  • Buy premises or existing business

Business Loans

  • Unsecured lending from 6%
  • Terms up to 5 years
  • Secured lending from 2% above base rate
  • Terms up to 20 years

Talk to Rangewell – the business finance experts

Buying your premises can be a sound investment for a dentist - but it will mean a substantial investment. At Rangewell, we can use our contacts across the entire UK lending industry to provide the scale of funding you need.

Buying the premises where your dental surgery is located could be a sound investment. Rangewell's experts can help find the funding solutions to help.

Operating from a leased suite above a shop has been a popular solution for dentists for generations.

But it can mean a constant drain on your business cashflow.

There is an alternative. Buying your premises. Buying the premises your dental practice operates from a landlord, or finding suitable property close to your existing location could reduce your monthly outgoings, and provide a valuable asset for the future.

You could even consider buying an entire building - giving you an additional income from retail premises on the ground floor.

At Rangewell, we can help you find the best rates for your purchase plans, and - because of your professional status - in some cases can even secure 100% funding.

A Commercial Mortgage for your dental practice

Commercial Mortgages are a simple long term solution for property purchase and work much like a residential mortgage. There is no set upper limit on the amount you can borrow, and you can take 20 years or more to repay.

You might also be able to use a Secured lending arrangement to buy your premises. This can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay. They must be supported by security, such as your business assets or your home, that the lender can take and sell if you became unable to make repayments. 

All Commercial Property Finance is always arranged on an individual basis. Rates and terms will be agreed based on your practice performance, potential and financial situation.

‘Jigsaw’ Finance

If a single funding solution can't provide for your financial needs we can help arrange Jigsaw Funding - made up various types of business finance. So you might have Jigsaw funding to acquire premises made up of an Unsecured Loan to provide a deposit along with a Commercial Mortgage.

Finance designed for dental professionals

As a dentist with your own practice, your special status may make it possible to get 100% finance for your plans. Many lenders will be happy to work with you and at Rangewell we know those who can offer the most cost effective deals. 

To find out more about setting up the finance you need to buy your premises simply call us. Our experts are ready to help.

REAL EXAMPLES OF WHAT WE CAN DO

  • Help arrange a 100% for a dentist buying a clinic in central Manchester

  • Find a lender to provide the most competitive rate for a commercial mortgage

  • Help arrange a goodwill loan to buy and equip a new surgery

  • Find the most effective funding for two partners wanting to acquire their freehold

Meet real medical professionals who we have helped

Being able to tap into the value of my existing practice helped me buy the freehold.
I saw the perfect premises but I could not see how I could afford them.
I wanted to establish my practice, but I could not put my home at risk. I found I didn’t have to...

Helping you build your profits

Funding tailored to your needs

Funding can be drawn together from several sources and tailored to your needs.

Funding that recognises your status

As a professional practice owner, you maybe able to enjoy preferential rates for borrowing.

No need for extra security with Goodwill Loans

Goodwill Loans are secured on the future performance of your practice - there is no need to put your assets or possessions at risk.

An appreciating asset

Buying your premises may provide an appreciating asset for your business, and be tax-efficient.

Early repayment options

Some loan providers will accept early repayments, reducing the total cost of your borrowing.

Cutting borrowing costs

At Rangewell we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

Download Rangewell’s free and detailed guide to business lending for the Dental Sector

Rangewell Ebook - Download Rangewell’s free and detailed guide to business lending for the Dental Sector
  • Guide to buying a dental practice which is a freehold property

  • How is buying commercial property different to buying residential property?

  • Can I finance my NHS practice or does this type of funding only apply to private practice?

  • Will purchasing my freehold practice affect my NHS contract/GDS contract?

  • How will purchasing the property affect any future practice sale?

  • Are all lender authorised and regulated by the Financial Conduct Authority?

  • Who would perform due diligence in regards to the sale and purchase of the property in question?

  • Will purchasing the practice property with finance affect any future planning permission submissions?

  • How does property purchase work when practice owners have an expense share agreement?

  • Is purchasing your premises possible if you are a first time buyer?

  • Download our free resource on helping you to purchase your freehold property for your dental practice 

By clicking "GET YOUR COPY", I also agree to Rangewell's Terms and Conditions and Privacy Policy.

A long-term commitment

A funding package will mean a long-term commitment, with ongoing monthly repayments.

You may need to repay if you sell

If you sell your business, you will need to repay your funding.

A personal liability

Loans will be secured on your existing practice, but you may be personally responsible for their repayment.

Our service is...

Impartial

Transparent and independent, treating all lenders equally, finding the best deals.

In-depth

Every type of finance for every type of business from the entire market - over 300 lenders.

In-person

Specialist Finance Experts support you every step of the way.

Free

We make no charge of any kind when we help you find the loan you need.
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