Buying your freehold property to operate from

If you are ready to buy your premises we are ready to help

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Talk to Rangewell – the business finance experts

Buying your premises can be a sound investment for a dentist - but it will mean a substantial investment. At Rangewell, we can use our contacts across the entire UK lending industry to provide the scale of funding you need.

Buying the premises where your dental surgery is located could be a sound investment. Rangewell's experts can help find the funding solutions to help.

Buying your existing premises from a landlord, or finding suitable property nearby could mean costs comparable with renting, or which even reduce your monthly outgoings, and provide a valuable asset for the future. At Rangewell, we can help you find the best rates for your purchase plans, and in some cases can even secure 100% funding.

A Commercial Mortgage

Commercial Mortgages work much like a residential mortgage. Some lenders have a minimum loan value of £75,000 or more, but there is no set upper limit, and you can have 20 years or more to repay.

Commercial Property Finance is arranged on an individual basis. Rates and terms will be agreed based on your particular circumstances.

Secured Loans

Secured lending can provide a high level of funding, with rates that can be as low as 2% above base rate, and ten or more years to repay. They are secured because they are supported by security, such as your business assets or your home, that the lender can take and sell if you became unable to make repayments. This reduces the risk to lenders and allows them to reduce the cost to you. They could even be sufficient to acquire smaller premises.

Unsecured Loans

Unsecured business loans are a straightforward way of borrowing and operate much like a personal loan which can be used in any way you wish. They are suitable for smaller sums, up to £250,000, but often far less. The loan is repaid in monthly or quarterly instalments over an agreed term under 5 years.  

An Unsecured Loan could be a simple way to deal with incidental costs which can be inevitable when buying property. Call us to discuss your borrowing needs, and whether an unsecured loan can provide the answer for them.

‘Jigsaw’ Finance

A single funding solution may not fit your property finance plans. We can provide Jigsaw Funding - a package of funding made up various types of business finance for each purpose. So you might have Jigsaw funding to acquire premises made up of an Unsecured Loan to provide a deposit and a Commercial Mortgage.

Finance designed for dental professionals

As a dentist with your own practice, your special status may make it possible to get 100% finance for your plans. Many lenders will be happy to work with you - but not all will be able to offer the most competitive solutions for your needs.

At Rangewell, we know lenders that offer the most attractive funding solutions. But we don’t stop there. We will work with you to understand your business plans and use our expertise to help find the funding that meets your needs.

To find out more about setting up the finance you need to buy your premises simply call us. Our experts are ready to help.

REAL EXAMPLES OF WHAT WE CAN DO

  • Help arrange a 100% for a dentist buying a clinic in central Manchester

  • Find a lender to provide the most competitive rate for a commercial mortgage

  • Help arrange a goodwill loan to buy and equip a new surgery

  • Find the most effective funding for two partners wanting to acquire their freehold

Meet real medical professionals who we have helped

Being able to tap into the value of my existing practice helped me buy the freehold.
I saw the perfect premises but I could not see how I could afford them.
I wanted to establish my practice, but I could not put my home at risk. I found I didn’t have to...

Helping you build your profits

Funding tailored to your needs

Funding can be drawn together from several sources and tailored to your needs.

Funding that recognises your status

As a professional practice owner, you maybe able to enjoy preferential rates for borrowing.

No need for extra security with Goodwill Loans

Goodwill Loans are secured on the future performance of your practice - there is no need to put your assets or possessions at risk.

An appreciating asset

Buying your premises may provide an appreciating asset for your business, and be tax-efficient.

Early repayment options

Some loan providers will accept early repayments, reducing the total cost of your borrowing.

Cutting borrowing costs

At Rangewell we search the entire UK lending market to find the most appropriate solutions for your funding needs, helping you reduce the costs of your expansion plans.

Download Rangewell’s free and detailed guide to Business Lending

  • What kinds of business funding are there? 

  • Why you must find the right lender to cut costs

  • The downsides of borrowing

  • What paperwork will you need?

  • Guarantees and security

  • Key Terms to check

  • Download now

A long-term commitment

A funding package will mean a long-term commitment, with ongoing monthly repayments.

You may need to repay if you sell

If you sell your business, you will need to repay your funding.

A personal liability

Loans will be secured on your existing practice, but you may be personally responsible for their repayment.

Our service is...

Impartial

Transparent and independent, treating all lenders equally, finding the best deals.

In-depth

Every type of finance for every type of business from the entire market - over 300 lenders.

In-person

Specialist Finance Experts support you every step of the way.

Free

We make no charge of any kind when we help you find the loan you need.