Questions to ask when thinking about Cashflow Financing
At the heart of your business lies your cash flow, enabling you to support your operating costs and perform all manner of essential projects. But if your cash flow was to slow, especially over a sustained period, it could cause issues for your working capital, affecting your business' long-term growth and sustainability. That’s why applying for Cashflow Finance during the early stages of a cash flow shortfall is so important. Covering a range of different business finance products, Cashflow Finance presents you with the means to target the issues that are affecting your cash flow and provide more financial stability. So if you’re expecting to run into a slow trading period or are currently experiencing problems, here’s what you need to ask when thinking about applying for Cashflow Financing.
Private Equity: Advantages and Disadvantages
Does your business need additional capital? A vital responsibility of every UK business owner is ensuring that you have capital at hand to support growth, innovation, day-to-day operations and maintain a reliable supply chain. As such, it’s an aspect of running a modern business which cannot be overlooked. The problem, however, is that capital often isn’t easy to acquire, which can make Private Equity funding an appealing avenue to explore. The advantages and disadvantages of taking the Private Equity route are numerous, making it a difficult area for any business owner to navigate easily. But if this is a route that you’re considering, it’s vital that you fully understand what’s involved and how it may affect your business in the long run. So, in order to make an informed decision, here’s what you need to know about Private Equity.
Where to find financial help for Small Businesses?
Eager to reach new heights? Whether you’re a start-up or SME, you’re, no doubt, excited and full of hope about where the future might take you. Yet, although you may have a great idea and a detailed business plan laid out, one crucial element you may be lacking is access to sufficient amounts of capital. Although it can be frustrating, finding a way to break through this barrier is essential. Fortunately, there are plenty of funding opportunities available - it’s just finding them. So where could you find financial help for small businesses?
Lending money to a limited company
Shoring up growth and retaining a competitive advantage is a constant struggle that every business owner must contend with. Yet regardless of whether you’re the founder or a shareholder, one way of supporting your business’ future is through a Director’s Loan. This essentially means offering your own money to a limited company, giving it the strength and means to support any number of key projects and goals, whilst also charging interest. However, although a useful way of providing funds, it’s also a decision that needs to be carefully considered and planned out. So if you’re thinking about lending money to your limited company, this what you need to be aware of.
When is the best time to think about Small Business Finance?
In order to run a successful business, you need to be able to seize upon opportunities as and when they arise. But as a small business owner, amassing the necessary funds to do so isn’t always easy, especially when you factor in your other monthly financial commitments. However, rather than stretching your business’ working capital to the limit, you could take another route and explore how applying for Small Business Finance could help. Small Business Finance covers a wide range of business finance solutions which could offer you the funds to complete and achieve all manner of essential projects and goals. So if you’re looking for a way to take your business to the next level without causing undue strain upon your finances, here are some situations where you may want to consider applying for Small Business Finance.
Benefits of Overdraft Replacement
Need help managing your finances or coping with an unexpected expense? Your first reaction might be to contact your bank and arrange an Overdraft Facility to fit around your current banking arrangements. However, although it is a useful short-term finance solution, this particular form of financing has become increasingly difficult to obtain. This is why more and more SMEs are choosing to apply for an Overdraft Replacement instead. Overdraft Replacements, or Alternative Overdrafts, are another form of short-term business finance that offers your business access to Line of Credit, without the need to involve your bank account. So if you’re looking for a short-term term finance solution to help resolve uneven cash flow, settle operating costs or fund existing business projects, here’s why you should consider applying for an Overdraft Replacement.
Keeping creditors at bay with Working Capital Finance
Are you struggling to keep up with your financial obligations? No matter how big or small your business may be, maintaining your day-to-day operations is certain to run up any number of expenses. That’s why you need to exercise constant vigilance over your business’ finances, minimising your costs wherever possible. Ideally, you want to be aiming for Positive Working Capital, but that’s sometimes easier said than done. However, if you’re not in control of your expenses you could be losing money unnecessarily, making it even more difficult to stay ahead of your financial obligations. Yet rather than run the risk of rubbing your creditors up the wrong way, you could help to support your business’ expenses by applying for Working Capital Finance.
Buying a commercial property for your business
Whether you’re looking to acquire your first commercial trading address or to relocate elsewhere, buying business premises can be both exciting and demanding. But before you can begin planning the move, you first need to purchase the property in question. However, for many business owners, that’s where the biggest challenge lies. The UK property market has been consistently increasing in value, making commercial property more and more difficult to acquire. Yet, if you lack the necessary capital or can’t afford to deplete your savings, you could purchase property for your business using Property Finance.
Managing customer expectations in the optical industry
Are your patients becoming more demanding? You’re not alone. As technology continues to become more sophisticated, so too do the expectations of your patients. In fact, many eyewear users are now choosing to see themselves as consumers rather than patients, namely because of the enhanced selection of goods and services that the internet has to offer. However, this only makes the pressure on your optician practice all the more intense, highlighting the need for action. So if you wish to retain the services of your patients, 3 questions you need to ask yourself are:
Short Term Property Finance
Whether you are a business owner or a commercial landlord, the property market can be a great area to invest in. But with property and land being so highly sought after, acquiring these assets often requires a large capital outlay which you might not be able to afford without risking your financial stability in the process. As such you might be looking to finance the purchase instead, spreading the cost out over a period of time, which is why many business owners and property investors decide to apply for a mortgage in order to purchase property. However, if you’re not looking to enter a long-term commitment and would rather use a short-term solution you may want to consider applying for a Bridging Loan instead. But what exactly is a Short-Term Bridging Loan and how does it work