Goodwill Loans for Professionals Just Like You

Releasing equity from your practice

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Your practice generates wealth. At Rangewell, we can set up Goodwill Loans to let you benefit from it.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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Your medical practice probably creates a great deal of wealth - but it’s locked away from you

Find out what a Goodwill Loan can do for you

A Goodwill Loan, also known as a Capital Withdrawal Loan or Cash Out, can let you access the value in your practice without withdrawing funds from it. It works by letting you use the goodwill built up in the practice as the security for a loan, which you can use for a wide range of purposes - and repay at particularly attractive rates.

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Tax and other considerations mean that you can’t simply take out the cash your practice generates until retirement.

But there is a way to enjoy the results of your hard work - with Goodwill Loans. A Goodwill Loan can help you enjoy the wealth you have created in your practice, but leave the funds in your practice bank account untouched.

Goodwill Loans - releasing the value in your medical practice

A Goodwill Loan is secured on the value of the future of your practice. It can bring you a sum comparable to your annual turnover, typically between £50,000 and £500,000, with repayment terms of up to 15 years.

It’s easy and fast to arrange. The lender will simply need to review your accounts for the last few years to make a decision. Interest rates will be agreed when the loan is taken out and, although they will be variable, are likely to remain significantly more favourable than with other types of lending.

Goodwill Loans can be arranged at short notice, and there is no need to provide any kind of deposit or additional security.

How can you use your Goodwill Loan?

Your Goodwill Loan can be used in any way that you wish, including:

  • Buying investment property in the UK
  • Buy property overseas for investment or leisure
  • Buying a second home
  • School or college fees
  • Buying another business, or a second property to expand your existing practice
  • To support retirement planning
  • Investment

There are a few limits on what you can do with your loan - you can’t use it to pay off your mortgage on your main home, for example.

Setting up a Goodwill Loan as a doctor

As a doctor, a Goodwill Loan can give you a great deal of extra spending power, while letting your practice retain the funds it needs to operate and grow. At Rangewell, we have already helped many doctors and other medical professionals benefit from their hard work with Goodwill Loans.

Call us for any aspect of financing medical practices. We can explain the potential of this, or any other, type of lending and help you approach the most suitable lenders.


  • Find a lender to provide a Goodwill Loan to let a doctor buy flats to let out, with the rental income covering the repayments on the loan

  • Helped arrange a Goodwill Loan to allow a doctor to put his daughters through medical school

  • Find funding to allow a doctor to buy an antique shop as a retirement project

  • Help set up Goodwill Loans for two partners, which would allow each one to borrow £250,000 to invest in commercial property

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Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Cash never leaves your practice
    A Goodwill Loan leaves your practice finances completely unaffected.
  • Versatile funding for any purpose
    A Goodwill Loan can be used for any purpose, from investment or buying property or simply for leisure.
  • No need for extra security
    Goodwill Loans are secured on the future performance of your practice - there is no need to put your assets or possessions at risk.
  • Competitive rate funding
    Goodwill Loans represent a cost-effective way to borrow, as repayment rates can be very competitive.
  • Early repayment options
    Some Goodwill Loan providers will accept early repayments, reducing the total cost of your borrowing - and letting your loan pay for itself.
  • Avoid tax implications
    Your Goodwill Loan will let you benefit from the value built up in your practice, with no tax implications for you or your business.

Download Rangewell’s free and detailed guide to Goodwill Loans for medical professionals

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