Property Investment Retail Mortgages

Secure a commercial mortgage for your retail development with Rangewell

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Funding options


Finance for property

  • Terms up to 20 years
  • £50,000 – No Maximum
  • Rates from 2% over base rate
  • Tailored to your circumstances

Revolving Credit

  • A flexible pot of credit to draw from
  • Specialist lenders
  • Help with negotiations
  • Generous credit limits available


  • Purchase land, premises or investment property
  • Commercial, Residential and Land
  • Repayment and interest ony
  • Individual arrangements

Talk to Rangewell – the business finance experts

Access specialist and global lenders and get the best finance for your retail development

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

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Property Investment Retail Mortgages

Finance any type of retail property investment with Rangewell. We’ll help you find supportive lenders and unlock the best rates.

The UK’s retail sector is dynamic, offering everything from multinational chains to one-man boutiques. As a property investor, choosing which type of retail unit you purchase, and planning your finances correctly, can help you avoid the pitfalls associated with retail and make a more profitable decision.

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Like any property transaction, you need to assess the building’s condition, planning permission, transport links and more. For retail units, there are also customer-facing factors you need to investigate to determine how popular an area may be, such as local footfall, area demographics, on-site parking, etc. 

To purchase the unit, you’ll need the support of a lender that understands the sector and its complexities. Compared to standard owner-occupier mortgages, commercial mortgages tend to come with higher interest rates. They are usually only offered with maximum LTVs of between 60% from mainstream banks and up to 75% from specialist providers. 

Some standard commercial lenders may be unwilling to offer support to retail property investments – so it’s worth taking the time to find the right one to ensure you get the best rates and terms. 

Whichever route to purchase you take, we’ll help you find the ideal lenders, negotiate the agreement and secure the best finance agreement for your needs, all at no cost to you. Talk to our retail property finance experts today to see how we can help.

Speak to the commercial finance experts

Secure finance for your retail development with support from Rangewell's expert team

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Indirect vs direct investment in retail property

Some investors who lack the funds for a direct purchase may feel like indirect investment through funds or trusts is an option for more expensive retail listings. However, indirect investment offers far less stability and potential for rental yield and has historically presented issues around withdrawing funds during price fluctuations. 

For investors who want a stable and profitable investment, direct options are far more appealing – so it’s worth exploring how finance can help you bridge the gap between your capital and the retail property’s asking price. 

Get a retail property mortgage with Rangewell

If you’re interested in direction investment in the retail property sector, talk to Rangewell. Not only can we help discuss your existing plans and find lenders who can support you, but we may also be able to help with other finance requirements across your wider portfolio. As specialists in commercial property mortgages, we can get you the loans you need to buy, build or convert property across virtually any sector. 

Speak to our team today to discuss your next steps and get a loan at the best possible rate. 

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.