Property Investment Retail Mortgages
Secure a commercial mortgage for your retail development with Rangewell
Speak to one of our experts020 4525 5312
4.4 out of 5 stars on Google!
Our customers trust Rangewell.
Finance for property
- Terms up to 20 years
- £50,000 – No Maximum
- Rates from 2% over base rate
- Tailored to your circumstances
Revolving Credit
- A flexible pot of credit to draw from
- Specialist lenders
- Help with negotiations
- Generous credit limits available
Versatile
- Purchase land, premises or investment property
- Commercial, Residential and Land
- Repayment and interest ony
- Individual arrangements
Talk to Rangewell – the business finance experts
Access specialist and global lenders and get the best finance for your retail development
At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.
ScheduleArrange a call-back
Emailfundingenquiry@rangewell.com
Property Investment Retail Mortgages
Finance any type of retail property investment with Rangewell. We’ll help you find supportive lenders and unlock the best rates.
The UK’s retail sector is dynamic, offering everything from multinational chains to one-man boutiques. As a property investor, choosing which type of retail unit you purchase, and planning your finances correctly, can help you avoid the pitfalls associated with retail and make a more profitable decision.
Table of Contents
Like any property transaction, you need to assess the building’s condition, planning permission, transport links and more. For retail units, there are also customer-facing factors you need to investigate to determine how popular an area may be, such as local footfall, area demographics, on-site parking, etc.
To purchase the unit, you’ll need the support of a lender that understands the sector and its complexities. Compared to standard owner-occupier mortgages, commercial mortgages tend to come with higher interest rates. They are usually only offered with maximum LTVs of between 60% from mainstream banks and up to 75% from specialist providers.
Some standard commercial lenders may be unwilling to offer support to retail property investments – so it’s worth taking the time to find the right one to ensure you get the best rates and terms.
Whichever route to purchase you take, we’ll help you find the ideal lenders, negotiate the agreement and secure the best finance agreement for your needs, all at no cost to you. Talk to our retail property finance experts today to see how we can help.
Indirect vs direct investment in retail property
Some investors who lack the funds for a direct purchase may feel like indirect investment through funds or trusts is an option for more expensive retail listings. However, indirect investment offers far less stability and potential for rental yield and has historically presented issues around withdrawing funds during price fluctuations.
For investors who want a stable and profitable investment, direct options are far more appealing – so it’s worth exploring how finance can help you bridge the gap between your capital and the retail property’s asking price.
Get a retail property mortgage with Rangewell
If you’re interested in direction investment in the retail property sector, talk to Rangewell. Not only can we help discuss your existing plans and find lenders who can support you, but we may also be able to help with other finance requirements across your wider portfolio. As specialists in commercial property mortgages, we can get you the loans you need to buy, build or convert property across virtually any sector.
Speak to our team today to discuss your next steps and get a loan at the best possible rate.
Discover our range of finances
Every type of finance for every type of business
Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.