Equipment Finance for Pharmacists

Helping you equip your business

Speak to one of our experts020 4525 5312

Funding options


Hire Purchase

  • Terms from 6 to 72 months
  • No Maximum value
  • Annual rates from 6%
  • We can almost always undercut so called "0% finance" deals from suppliers

Leasing and Contract Hire

  • Reduce monthly outgoings
  • Adverse Credit – no problem
  • Assets generate cash - paying for themselves
  • No cash upfront


  • Funds for any type of equipment
  • Up to 100% funding
  • Lease any type of asset
  • New or used equipment

Talk to Rangewell – the business finance experts

At Rangewell, we use our contacts across the entire UK lending industry to provide funding that brings you the equipment you need - and costs you less.

At Rangewell we recognise your professional status, and we work harder to find you better solutions - which can include 100% finance for many of your needs.

Your pharmacy depends on a great deal of equipment to bring in customers.

The pharmaceutical profession is highly competitive. There are chemists shops on every high street. Many are part of large chains or franchises. If you are working as an independent, you will need to find ways to provide the same level of equipment as they do.

Whether you are starting up or ready to move your current business on, a wide range of equipment will be essential, including:

  • Pharmacy equipment  - balance, measures, drug safes
  • Security equipment - alarms, shutters and CCTV
  • Shop equipment -  displays, lighting and POS
  • Vehicles - a car to help provide a mobile service

At Rangewell we have found that Asset Finance can provide the most cost-effective solutions for most kinds of equipment. Asset Finance covers a range of funding that provides all kinds of assets - pharmacy equipment, vehicles, and even straightforward items such as sales displays and racking - without making impossible demands on your cash flow.


Leasing works much like a rental agreement and lets you use the equipment you need without having to buy it outright. You pay the finance company each month for using the asset. Leasing can also include maintenance agreements - meaning that keeping your equipment in perfect condition is the responsibility of the lender. It can be the ideal solution for delicate equipment such as your dispensary scales.

Hire Purchase

Hire Purchase lets you acquire an asset right away and spread the costs in instalments over an agreed time, often up to 5 years or more. At the end of this term, you own the asset outright. Hire Purchase is often used for items which have a high cost and a relatively long life. A drug safe which you will use for years might be ideal for Hire Purchase.

New or secondhand?

New equipment may be ideal, but refurbished equipment can also be a good investment for the future of your business. We can help you cut costs with pre-owned equipment – then cut them again with Asset Finance.

Can a pharmacy equipment supplier provide finance?

Pharmacy equipment suppliers will provide their own Asset Finance arrangements, and may even offer 0% finance to close the sale. With a 0% deal, the dealer pays the funding company the cost of the interest which they would otherwise take from you. You won’t pay the interest, but the supplier will build the interest cost into his sale price.

As specialists in funding, we can usually undercut the finance deals offered by equipment suppliers - even when they offer 0% finance arrangements - call us to see how.

Why you need help from Rangewell for pharmacy equipment finance

There are many different types of Asset Finance and many different providers. Not all providers work in every sector, and terms and rates can vary widely.

At Rangewell, our team includes specialists in the pharmacy sector and we can help with a wide range of finance for pharmacists, including specialist products such as Jigsaw Finance for pharmacists and Tax Loans for pharmacists.

Visit our Pharmacists' Directory to access support for your business, including pharmacy equipment suppliers to specialist professional services. Call us to get the answers your chemist or pharmacy business needs.

Discover our range of finances

Every type of finance for every type of business

Our goal is very simple - to help businesses find the right type of finance as quickly, transparently and painlessly as possible.

Helping you build your profits

  • Reduce or eliminate capital costs
    Some types of funding remove the need for upfront capital expenditure altogether.
  • Repayments that work with your operating budget
    Asset Finance is secured on the assets themselves, reducing costs and helping your repayments fit your budget.
  • Funding scaled to your needs
    We can help you fund equipment at all levels, from individual items to shop contents.
  • Reducing your risk
    Asset Funding is secured on the assets themselves. If repayments became a problem, the lender could simply repossess the equipment.
  • Lease cutting edge equipment
    Leasing that will let you update your equipment whenever you need to. It means you can always work with the latest, most efficient technology.
  • Cutting costs with specialist lenders
    Some lenders specialise in particular business sectors. At Rangewell, we can help you find these specialist lenders, helping you cut costs and simplifying applications.

Download Rangewell’s free and detailed guide to Equipment Finance for Pharmacists

How does Equipment Finance work?

What are the options?

How can you apply?

What are the costs?

What are the restrictions?

The paperwork you need to provide with your application

Key terms to check

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Equipment finance may count as debtLenders may view long-term equipment finance arrangements as debt and adjust their valuation of your business, reducing your ability to access other types of finance.
Your key equipment could be at riskIf you are unable to keep up repayments on a hire purchase or lease agreement, the equipment your business depends on could be at risk.
Getting maintenance and repair as part of your lease may be essentialLease arrangements may include maintenance and repair. If these are the responsibility of the leasing company you need to ensure they have the necessary resources and arrangements to support your equipment.

Our service is:


Transparent and independent, treating all lenders equally, finding the best deals.


Every type of finance for every type of business from the entire market - over 300 lenders.


Specialist Finance Experts support you every step of the way.


We make no charge of any kind when we help you find the loan you need.